CBFV (CB Financial Services) Shiller PE Ratio: 17.66 (As of Sep. 11, 2026) — 32% Above Median

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CBFV CB Financial Services Inc CBFV
59 GF Score
Price $37.26
GF Value $33.94
Valuation Fairly Valued
! 6 Warning Signs
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What is CB Financial Services Shiller PE Ratio?

CB Financial Services CBFV -0.11% 59 Shiller PE Ratio is 17.66 as of Sep. 11, 2026, which is 32% above its 10-year median of 13.36. GuruFocus rates CBFV with a GF Score™ of 59/100 and a GF Value™ of $33.94 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,234 Banks companies, CB Financial Services ranks worse than 70.91% on this metric.

As of today (2026-09-11), CB Financial Services's current share price is $37.26. CB Financial Services's E10 for the quarter that ended in Jun. 2026 was $2.11. CB Financial Services's Shiller PE Ratio for today is 17.66.

The historical rank and industry rank for CB Financial Services's Shiller PE Ratio or its related term are showing as below:

CBFV' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.77   Med: 13.36   Max: 18.62
Current: 17.66

During the past years, CB Financial Services's highest Shiller PE Ratio was 18.62. The lowest was 9.77. And the median was 13.36.

CBFV's Shiller PE Ratio is ranked worse than
70.91% of 1234 companies
in the Banks industry
Industry Median: 13.935 vs CBFV: 17.66

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CB Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.800. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.11 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CB Financial Services  (NAS:CBFV) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


CB Financial Services Shiller PE Ratio Related Terms


CB Financial Services Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for CB Financial Services's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services Shiller PE Ratio Chart

CB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.52 11.82 11.41 13.17 17.16

CB Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.10 16.55 17.16 16.48 17.95

CBFV vs SABK, BMBN, TYFG: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, CB Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's Shiller PE Ratio falls into.


CBFV
59GF Score
CB Financial Services Inc CBFV
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Financial Services Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CB Financial Services's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=37.26/2.11
=17.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Financial Services's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, CB Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.8/333.9520*333.9520
=0.800

Current CPI (Jun. 2026) = 333.9520.

CB Financial Services Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.380 241.428 0.526
201612 0.490 241.432 0.678
201703 0.420 243.801 0.575
201706 0.440 244.955 0.600
201709 0.500 246.819 0.677
201712 0.330 246.524 0.447
201803 0.330 249.554 0.442
201806 0.190 251.989 0.252
201809 0.420 252.439 0.556
201812 0.450 251.233 0.598
201903 0.540 254.202 0.709
201906 0.550 256.143 0.717
201909 0.690 256.759 0.897
201912 0.850 256.974 1.105
202003 0.140 258.115 0.181
202006 0.540 257.797 0.700
202009 -3.220 260.280 -4.131
202012 0.570 260.474 0.731
202103 0.520 264.877 0.656
202106 -0.040 271.696 -0.049
202109 0.370 274.310 0.450
202112 1.310 278.802 1.569
202203 0.580 287.504 0.674
202206 0.020 296.311 0.023
202209 0.770 296.808 0.866
202212 0.810 296.797 0.911
202303 0.810 301.836 0.896
202306 0.540 305.109 0.591
202309 0.520 307.789 0.564
202312 2.520 306.746 2.744
202403 0.820 312.332 0.877
202406 0.510 314.175 0.542
202409 0.600 315.301 0.635
202412 0.460 315.605 0.487
202503 0.350 319.799 0.365
202506 0.740 322.561 0.766
202509 -1.140 324.800 -1.172
202512 0.890 324.054 0.917
202603 0.730 330.213 0.738
202606 0.800 333.952 0.800

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 17.66 mean?
CB Financial Services (CBFV) has a Shiller PE Ratio of 17.66 as of Sep. 11, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on CB Financial Services and its competitors. This is 32% above median its historical median of 13.36. Over the past decade, CB Financial Services' Shiller PE Ratio has ranged from 9.77 to 18.62. According to the industry distribution chart, CB Financial Services ranks #875 out of 1234 companies in the Banks industry, placing it in the top 70.9%.
Is CB Financial Services' Shiller PE Ratio too high?
CB Financial Services' current Shiller PE Ratio of 17.66 is 32% above median its 10-year median of 13.36. Over the past 10 years, this metric has ranged from a low of 9.77 to a high of 18.62. The Banks industry median Shiller PE Ratio is 13.94. CB Financial Services' value of 17.66 is 26.7% above this industry median. Based on the distribution chart, CB Financial Services ranks #875 out of 1234 companies in the Banks industry, which is below the industry midpoint. Overall, CB Financial Services has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CB Financial Services' Shiller PE Ratio compare to SABK and BMBN?
According to the Banks industry distribution chart, CB Financial Services ranks #875 out of 1234 companies for Shiller PE Ratio. This places CB Financial Services in the lower half of its industry. The industry median Shiller PE Ratio is 13.94. CB Financial Services' value of 17.66 is 26.7% above this benchmark. Historically, CB Financial Services' own Shiller PE Ratio has ranged from 9.77 to 18.62 over the past decade. While the company's 10-year median is 13.36 vs. the industry median of 13.94, CB Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Financial Services's current Shiller PE Ratio of 17.66 is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on CB Financial Services and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Financial Services's current Shiller PE Ratio is 17.66, which is 32% above median its own 10-year median of 13.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Financial Services stock overvalued right now?
Based on GuruFocus' analysis, CB Financial Services (CBFV) is currently considered Fairly Valued. The stock's GF Value™ is $33.94, compared to a current price of $37.26 — trading 9.8% above its estimated fair value. The current Shiller PE Ratio is 17.66, which is 32% above median its 10-year median of 13.36 and 26.7% above the Banks industry median of 13.94. CB Financial Services' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For CB Financial Services (CBFV), the current Shiller PE Ratio is 17.66 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Financial Services (CBFV) Overvalued in 2026?

Based on GuruFocus' analysis, CB Financial Services stock appears to be overvalued. The current stock price of $37.26 is trading 9.8% above its estimated GF Value™ of $33.94. GuruFocus considers CB Financial Services to be Fairly Valued.

Key valuation signals for CBFV:

  • Shiller PE Ratio: 17.66 (32% above median its 10-year median of 13.36)
  • GF Value™: $33.94 vs. price of $37.26 (9.8% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 26.7% above the Banks median (#875 of 1234)

No single metric tells the full story. See the CBFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Financial Services Business Description

Address 100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Incis a bank holding company headquartered in Carmichaels, Pennsylvania. The company had one reportable segment, community banking services. The Bank also has a loan production office in Allegheny County, a loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a variety of deposit products for individuals and businesses in its market area.
59GF Score

Get the complete analysis for CBFV

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.26
Price
$33.94
GF Value