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Regency Fincorp (BOM:540175) PB Ratio : 1.02 (As of May. 15, 2024)


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What is Regency Fincorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-15), Regency Fincorp's share price is ₹14.20. Regency Fincorp's Book Value per Share for the quarter that ended in Mar. 2024 was ₹13.92. Hence, Regency Fincorp's PB Ratio of today is 1.02.

The historical rank and industry rank for Regency Fincorp's PB Ratio or its related term are showing as below:

BOM:540175' s PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.81   Max: 2.91
Current: 1.13

During the past 13 years, Regency Fincorp's highest PB Ratio was 2.91. The lowest was 0.33. And the median was 0.81.

BOM:540175's PB Ratio is ranked worse than
54.95% of 515 companies
in the Credit Services industry
Industry Median: 1.04 vs BOM:540175: 1.13

During the past 12 months, Regency Fincorp's average Book Value Per Share Growth Rate was 8.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 13.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Regency Fincorp was 26.60% per year. The lowest was 0.10% per year. And the median was 8.95% per year.

Back to Basics: PB Ratio


Regency Fincorp PB Ratio Historical Data

The historical data trend for Regency Fincorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regency Fincorp PB Ratio Chart

Regency Fincorp Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.43 0.50 0.45 0.62 0.82

Regency Fincorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 - 0.78 - 0.82

Competitive Comparison of Regency Fincorp's PB Ratio

For the Credit Services subindustry, Regency Fincorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Fincorp's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Regency Fincorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Regency Fincorp's PB Ratio falls into.



Regency Fincorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Regency Fincorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=14.20/13.922
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Regency Fincorp  (BOM:540175) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Regency Fincorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Regency Fincorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Regency Fincorp (BOM:540175) Business Description

Traded in Other Exchanges
N/A
Address
Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Regency Education Loans, Merchant financing, Gold loans and loans against property / Residential commercial. It generates revenue in the form of interest and commission from Financial and Investment advisory and consultancy services.

Regency Fincorp (BOM:540175) Headlines

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