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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Regency Fincorp's current ratio for the quarter that ended in Jun. 2026 was 0.00.
Regency Fincorp has a current ratio of 0.00. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Regency Fincorp has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Regency Fincorp's Current Ratio or its related term are showing as below:
BOM:540175'
s Current Ratio Range Over the Past 10 Years
Min: 0.06 Med: 60.05 Max: 3150.65
Current: 572.28
During the past 13 years, Regency Fincorp's highest Current Ratio was 3150.65. The lowest was 0.06. And the median was 60.05.
BOM:540175's Current Ratio is ranked better than 93.23% of 399
companies
in the Credit Services industry
Industry Median: 4.1
vs BOM:540175: 572.28
Regency Fincorp (BOM:540175) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Regency Fincorp Current Ratio Related Terms
Regency Fincorp Current Ratio Historical Data
* Premium members only.
The historical data trend for Regency Fincorp's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540175 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Regency Fincorp's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regency Fincorp Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regency Fincorp's Current Ratio distribution charts can be found below:
* The bar in red indicates where Regency Fincorp's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regency Fincorp (BOM:540175) has a Current Ratio of 0.00 as of Jun. 2026. Over the past decade, Regency Fincorp's Current Ratio has ranged from 0.06 to 3,150.65. According to the industry distribution chart, Regency Fincorp ranks #27 out of 399 companies in the Credit Services industry, placing it in the top 6.8%.
Is Regency Fincorp's Current Ratio too high?
Regency Fincorp's current Current Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 3,150.65. Based on the distribution chart, Regency Fincorp ranks #27 out of 399 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Regency Fincorp ranks #27 out of 399 companies for Current Ratio. This places Regency Fincorp in the top 7% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.10. Historically, Regency Fincorp's own Current Ratio has ranged from 0.06 to 3,150.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.10, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regency Fincorp's current Current Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹43.07 — trading 19.9% above its estimated fair value. The current Current Ratio is 0.00. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current Current Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regency Fincorp (BOM:540175) Overvalued in 2026?
Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued.
The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91.
GuruFocus considers Regency Fincorp to be Modestly Overvalued.
Key valuation signals for BOM:540175:
Current Ratio: 0.00
GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score
Get the complete analysis for BOM:540175
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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