Regency Fincorp (BOM:540175) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:540175 Regency Fincorp Ltd BOM:540175
70 GF Score
Price ₹43.07
GF Value ₹35.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Regency Fincorp Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:540175
70GF Score
Regency Fincorp Ltd BOM:540175
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Regency Fincorp (BOM:540175) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued. The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91. GuruFocus considers Regency Fincorp to be Modestly Overvalued.

Key valuation signals for BOM:540175:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regency Fincorp Business Description

Address Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur Mohali, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score

Get the complete analysis for BOM:540175

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹43.07
Price
₹35.91
GF Value