Regency Fincorp (BOM:540175) LT-Debt-to-Total-Asset: 0.00 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:540175 Regency Fincorp Ltd BOM:540175
70 GF Score
Price ₹42.03
GF Value ₹35.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Regency Fincorp LT-Debt-to-Total-Asset?

Regency Fincorp BOM:540175 -2.41% 70 LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus rates BOM:540175 with a GF Score™ of 70/100 and a GF Value™ of ₹35.91 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Regency Fincorp's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.00.

Regency Fincorp's long-term debt to total assets ratio stayed the same from Jun. 2025 (0.00) to Jun. 2026 (0.00).


Regency Fincorp  (BOM:540175) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Regency Fincorp LT-Debt-to-Total-Asset Related Terms


Regency Fincorp LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Regency Fincorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Fincorp LT-Debt-to-Total-Asset Chart

Regency Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.33 0.35 0.22 0.47

Regency Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.42 0.00 0.47 0.00
BOM:540175
70GF Score
Regency Fincorp Ltd BOM:540175
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Regency Fincorp LT-Debt-to-Total-Asset Calculation

Regency Fincorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=1557.483/3302.73
=0.47

Regency Fincorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=0/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Regency Fincorp (BOM:540175) has a LT-Debt-to-Total-Asset of 0.00 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Regency Fincorp and its competitors.
Is Regency Fincorp's LT-Debt-to-Total-Asset too high?
Regency Fincorp's current LT-Debt-to-Total-Asset is 0.00. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's LT-Debt-to-Total-Asset compare to V and MA?
Regency Fincorp's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Regency Fincorp and its competitors. Regency Fincorp's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹42.03 — trading 17% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current LT-Debt-to-Total-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regency Fincorp (BOM:540175) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued. The current stock price of ₹42.03 is trading 17% above its estimated GF Value™ of ₹35.91. GuruFocus considers Regency Fincorp to be Modestly Overvalued.

Key valuation signals for BOM:540175:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: ₹35.91 vs. price of ₹42.03 (17% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regency Fincorp Business Description

Address Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur Mohali, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score

Get the complete analysis for BOM:540175

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹42.03
Price
₹35.91
GF Value