Regency Fincorp (BOM:540175) FCF Yield %: 6.81 (As of Jul. 30, 2026)

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BOM:540175 Regency Fincorp Ltd BOM:540175
70 GF Score
Price ₹43.07
GF Value ₹35.91
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Regency Fincorp FCF Yield %?

Regency Fincorp BOM:540175 +2.26% 70 FCF Yield % is 6.81 as of Jul. 30, 2026. GuruFocus rates BOM:540175 with a GF Score™ of 70/100 and a GF Value™ of ₹35.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 542 Credit Services companies, Regency Fincorp ranks better than 68.45% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Regency Fincorp's Trailing 12-Month Free Cash Flow is ₹234.8 Mil, and Market Cap is ₹3,453.0 Mil. Therefore, Regency Fincorp's FCF Yield % for today is 6.81%.

The historical rank and industry rank for Regency Fincorp's FCF Yield % or its related term are showing as below:

BOM:540175' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.98
Current: 6.81


During the past 13 years, the highest FCF Yield % of Regency Fincorp was 6.98%. The lowest was 0.00%. And the median was 0.00%.

BOM:540175's FCF Yield % is ranked better than
68.45% of 542 companies
in the Credit Services industry
Industry Median: -0.21 vs BOM:540175: 6.81

Regency Fincorp's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.


Regency Fincorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Regency Fincorp FCF Yield % Related Terms


Regency Fincorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Regency Fincorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Fincorp FCF Yield % Chart

Regency Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.89 127.23 12.86 5.03 12.11

Regency Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:540175 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Regency Fincorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Fincorp FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Regency Fincorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Regency Fincorp's FCF Yield % falls into.


BOM:540175
70GF Score
Regency Fincorp Ltd BOM:540175
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Regency Fincorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Regency Fincorp's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=234.821 / 1938.53478
=12.11%

Regency Fincorp's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 3195.61606
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.81 mean?
Regency Fincorp (BOM:540175) has a FCF Yield % of 6.81 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Regency Fincorp and its competitors. According to the industry distribution chart, Regency Fincorp ranks #171 out of 542 companies in the Credit Services industry, placing it in the top 31.5%.
Is Regency Fincorp's FCF Yield % too high?
Regency Fincorp's current FCF Yield % is 6.81. Based on the distribution chart, Regency Fincorp ranks #171 out of 542 companies in the Credit Services industry, which is above the industry midpoint. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Regency Fincorp ranks #171 out of 542 companies for FCF Yield %. This puts Regency Fincorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Regency Fincorp and its competitors. Regency Fincorp's current FCF Yield % is 6.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹43.07 — trading 19.9% above its estimated fair value. The current FCF Yield % is 6.81. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current FCF Yield % is 6.81 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regency Fincorp (BOM:540175) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued. The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91. GuruFocus considers Regency Fincorp to be Modestly Overvalued.

Key valuation signals for BOM:540175:

  • FCF Yield %: 6.81
  • GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regency Fincorp Business Description

Address Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur Mohali, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score

Get the complete analysis for BOM:540175

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹43.07
Price
₹35.91
GF Value