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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Regency Fincorp's Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹193.3 Mil. Therefore, Regency Fincorp's EV-to-EBIT ratio for today is 23.25.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Regency Fincorp's Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹202.0 Mil. Therefore, Regency Fincorp's EV-to-EBITDA ratio for today is 22.25.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Regency Fincorp's Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was ₹428.3 Mil. Therefore, Regency Fincorp's EV-to-Revenue ratio for today is 10.50.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Regency Fincorp (BOM:540175) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹193.3 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹202.0 Mil.
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹428.3 Mil.
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil.
Regency Fincorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regency Fincorp Enterprise Value Related Terms
Regency Fincorp Enterprise Value Historical Data
* Premium members only.
The historical data trend for Regency Fincorp's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540175 vs V, MA, AXP: Enterprise Value Comparison
For the Credit Services subindustry, Regency Fincorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regency Fincorp Enterprise Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regency Fincorp's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Regency Fincorp's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Regency Fincorp's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of ₹4,495.5 Mil mean?
Regency Fincorp (BOM:540175) has a Enterprise Value of ₹4,495.5 Mil as of Jul. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Regency Fincorp and its competitors.
Is Regency Fincorp's Enterprise Value too high?
Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's Enterprise Value compare to V and MA?
Regency Fincorp's Enterprise Value of ₹4,495.5 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Regency Fincorp and its competitors. Regency Fincorp's current Enterprise Value is ₹4,495.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹43.07 — trading 19.9% above its estimated fair value. The current Enterprise Value is ₹4,495.5 Mil. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current Enterprise Value is ₹4,495.5 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regency Fincorp (BOM:540175) Overvalued in 2026?
Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued.
The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91.
GuruFocus considers Regency Fincorp to be Modestly Overvalued.
Key valuation signals for BOM:540175:
Enterprise Value: ₹4,495.5 Mil
GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score
Get the complete analysis for BOM:540175
Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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