Regency Fincorp (BOM:540175) Long-Term Debt: ₹0.0 Mil (As of Jun. 2026)

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BOM:540175 Regency Fincorp Ltd BOM:540175
66 GF Score
Price ₹47.60
GF Value ₹35.94
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Regency Fincorp Long-Term Debt?

Regency Fincorp BOM:540175 +0.51% 66 Long-Term Debt is ₹0.0 Mil as of Jun. 2026. GuruFocus rates BOM:540175 with a GF Score™ of 66/100 and a GF Value™ of ₹35.94 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Regency Fincorp's Long-Term Debt for the quarter that ended in Jun. 2026 was ₹0.0 Mil.

Regency Fincorp's quarterly Long-Term Debt increased from Dec. 2025 (₹0.0 Mil) to Mar. 2026 (₹1,557.5 Mil) but then declined from Mar. 2026 (₹1,557.5 Mil) to Jun. 2026 (₹0.0 Mil).

Regency Fincorp's annual Long-Term Debt declined from Mar. 2024 (₹514.8 Mil) to Mar. 2025 (₹491.9 Mil) but then increased from Mar. 2025 (₹491.9 Mil) to Mar. 2026 (₹1,557.5 Mil).

Regency Fincorp  (BOM:540175) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Regency Fincorp Long-Term Debt Related Terms

Regency Fincorp Long-Term Debt Historical Data

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The historical data trend for Regency Fincorp's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Fincorp Long-Term Debt Chart

Regency Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 767.07 346.36 514.79 491.86 1,557.48

Regency Fincorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1,040.36 0.00 1,557.48 0.00
BOM:540175
66GF Score
Regency Fincorp Ltd BOM:540175
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₹0.0 Mil mean?
Regency Fincorp (BOM:540175) has a Long-Term Debt of ₹0.0 Mil as of Jun. 2026.
Is Regency Fincorp's Long-Term Debt too high?
Regency Fincorp's current Long-Term Debt is ₹0.0 Mil. Overall, Regency Fincorp has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's Long-Term Debt compare to V and MA?
Regency Fincorp's Long-Term Debt of ₹0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Regency Fincorp's current Long-Term Debt is ₹0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹35.94, compared to a current price of ₹47.60 — trading 32.4% above its estimated fair value. The current Long-Term Debt is ₹0.0 Mil. Regency Fincorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current Long-Term Debt is ₹0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regency Fincorp (BOM:540175) Overvalued in 2026?

Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued. The current stock price of ₹47.60 is trading 32.4% above its estimated GF Value™ of ₹35.94. GuruFocus considers Regency Fincorp to be Significantly Overvalued.

Key valuation signals for BOM:540175:

  • Long-Term Debt: ₹0.0 Mil
  • GF Value™: ₹35.94 vs. price of ₹47.60 (32.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Regency Fincorp Business Description

Address Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur Mohali, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
66GF Score

Get the complete analysis for BOM:540175

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹47.60
Price
₹35.94
GF Value