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Regency Fincorp (BOM:540175) Cyclically Adjusted PS Ratio : 5.55 (As of Jun. 03, 2025)


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What is Regency Fincorp Cyclically Adjusted PS Ratio?

As of today (2025-06-03), Regency Fincorp's current share price is ₹28.24. Regency Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was ₹5.09. Regency Fincorp's Cyclically Adjusted PS Ratio for today is 5.55.

The historical rank and industry rank for Regency Fincorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:540175' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.12   Med: 2.45   Max: 8.78
Current: 5.64

During the past years, Regency Fincorp's highest Cyclically Adjusted PS Ratio was 8.78. The lowest was 1.12. And the median was 2.45.

BOM:540175's Cyclically Adjusted PS Ratio is ranked worse than
68.42% of 399 companies
in the Credit Services industry
Industry Median: 2.85 vs BOM:540175: 5.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Regency Fincorp's adjusted revenue per share data for the three months ended in Mar. 2025 was ₹1.149. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹5.09 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Regency Fincorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Regency Fincorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regency Fincorp Cyclically Adjusted PS Ratio Chart

Regency Fincorp Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.07 2.02 2.47 5.54

Regency Fincorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.47 3.19 4.98 8.24 5.54

Competitive Comparison of Regency Fincorp's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Regency Fincorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regency Fincorp's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Regency Fincorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Regency Fincorp's Cyclically Adjusted PS Ratio falls into.


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Regency Fincorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Regency Fincorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=28.24/5.09
=5.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regency Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Regency Fincorp's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.149/157.5517*157.5517
=1.149

Current CPI (Mar. 2025) = 157.5517.

Regency Fincorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 0.002 99.841 0.003
201509 0.004 101.753 0.006
201512 0.057 102.901 0.087
201603 0.833 102.518 1.280
201606 0.026 105.961 0.039
201609 0.027 105.961 0.040
201612 0.013 105.196 0.019
201703 0.470 105.196 0.704
201706 0.289 107.109 0.425
201709 0.208 109.021 0.301
201712 0.248 109.404 0.357
201803 0.329 109.786 0.472
201806 0.599 111.317 0.848
201809 0.687 115.142 0.940
201812 0.807 115.142 1.104
201903 0.701 118.202 0.934
201906 0.858 120.880 1.118
201909 1.079 123.175 1.380
201912 1.151 126.235 1.437
202003 1.122 124.705 1.418
202006 0.932 127.000 1.156
202009 1.422 130.118 1.722
202012 1.638 130.889 1.972
202103 2.329 131.771 2.785
202106 1.509 134.084 1.773
202109 1.271 135.847 1.474
202112 1.374 138.161 1.567
202203 1.283 138.822 1.456
202206 2.654 142.347 2.937
202209 3.152 144.661 3.433
202212 3.375 145.763 3.648
202303 3.466 146.865 3.718
202306 3.221 150.280 3.377
202309 1.046 151.492 1.088
202312 1.087 152.924 1.120
202403 0.873 153.035 0.899
202406 0.770 155.789 0.779
202409 0.901 157.882 0.899
202412 1.052 158.323 1.047
202503 1.149 157.552 1.149

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Regency Fincorp  (BOM:540175) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Regency Fincorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Regency Fincorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Regency Fincorp Business Description

Traded in Other Exchanges
N/A
Address
Chandigarh Ambala Highway, Unit No. 57-58, 4th Floor, Sushma Infinium, Zirakpur, PB, IND, 140603
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Regency Education Loans, Merchant financing, Gold loans and loans against property / Residential commercial. It generates revenue in the form of interest and commission from Financial and Investment advisory and consultancy services.

Regency Fincorp Headlines

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