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Regency FincorpBOM:540175 +2.26%70 PEG Ratio is 14.28 as of Jul. 30, 2026, which is 1300% above its 10-year median of 1.02. GuruFocus rates BOM:540175 with a GF Score™ of 70/100 and a GF Value™ of ₹35.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 233 Credit Services companies, Regency Fincorp ranks worse than 92.7% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Regency Fincorp's PEG Ratio or its related term are showing as below:
BOM:540175'
s PEG Ratio Range Over the Past 10 Years
Min: 0.06 Med: 1.02 Max: 14.28
Current: 14.28
During the past 13 years, Regency Fincorp's highest PEG Ratio was 14.28. The lowest was 0.06. And the median was 1.02.
BOM:540175's PEG Ratio is ranked worse than 92.7% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs BOM:540175: 14.28
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Regency Fincorp (BOM:540175) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Regency Fincorp PEG Ratio Related Terms
Regency Fincorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for Regency Fincorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Regency Fincorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regency Fincorp PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Regency Fincorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Regency Fincorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Regency Fincorp (BOM:540175) has a PEG Ratio of 14.28 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Regency Fincorp and its competitors. This is 1300% above median its historical median of 1.02. Over the past decade, Regency Fincorp's PEG Ratio has ranged from 0.06 to 14.28. According to the industry distribution chart, Regency Fincorp ranks #216 out of 233 companies in the Credit Services industry, placing it in the top 92.7%.
Is Regency Fincorp's PEG Ratio too high?
Regency Fincorp's current PEG Ratio of 14.28 is 1300% above median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 14.28. The Credit Services industry median PEG Ratio is 0.91. Regency Fincorp's value of 14.28 is 1469.2% above this industry median. Based on the distribution chart, Regency Fincorp ranks #216 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Regency Fincorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Regency Fincorp's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Regency Fincorp ranks #216 out of 233 companies for PEG Ratio. This places Regency Fincorp in the lower half of its industry. The industry median PEG Ratio is 0.91. Regency Fincorp's value of 14.28 is 1469.2% above this benchmark. Historically, Regency Fincorp's own PEG Ratio has ranged from 0.06 to 14.28 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 0.91, Regency Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regency Fincorp's current PEG Ratio of 14.28 is 1469.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Regency Fincorp and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regency Fincorp's current PEG Ratio is 14.28, which is 1300% above median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regency Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Regency Fincorp (BOM:540175) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹35.91, compared to a current price of ₹43.07 — trading 19.9% above its estimated fair value. The current PEG Ratio is 14.28, which is 1300% above median its 10-year median of 1.02 and 1469.2% above the Credit Services industry median of 0.91. Regency Fincorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Regency Fincorp (BOM:540175), the current PEG Ratio is 14.28 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regency Fincorp (BOM:540175) Overvalued in 2026?
Based on GuruFocus' analysis, Regency Fincorp stock appears to be overvalued.
The current stock price of ₹43.07 is trading 19.9% above its estimated GF Value™ of ₹35.91.
GuruFocus considers Regency Fincorp to be Modestly Overvalued.
Key valuation signals for BOM:540175:
PEG Ratio: 14.28 (1300% above median its 10-year median of 1.02)
GF Value™: ₹35.91 vs. price of ₹43.07 (19.9% above fair value)
Industry Position: 1469.2% above the Credit Services median (#216 of 233)
No single metric tells the full story. See the BOM:540175 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regency Fincorp Ltd operates as a non-banking financial company engaged in the business of financing and investment advisory services in India. The products provided by the company include Personal Loans, Micro Loans, MSME Loan, Merchant financing, Women entrepreneurs loan, loans against property, and Residential and commercial. It generates revenue in the form of interest and dividend.
70GF Score
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