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CB Financial Services (CB Financial Services) PB Ratio : 0.81 (As of May. 05, 2024)


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What is CB Financial Services PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-05), CB Financial Services's share price is $22.30. CB Financial Services's Book Value per Share for the quarter that ended in Dec. 2023 was $27.53. Hence, CB Financial Services's PB Ratio of today is 0.81.

Good Sign:

CB Financial Services Inc stock PB Ratio (=0.81) is close to 3-year low of 0.78

The historical rank and industry rank for CB Financial Services's PB Ratio or its related term are showing as below:

CBFV' s PB Ratio Range Over the Past 10 Years
Min: 0.61   Med: 1   Max: 1.58
Current: 0.81

During the past 13 years, CB Financial Services's highest PB Ratio was 1.58. The lowest was 0.61. And the median was 1.00.

CBFV's PB Ratio is ranked better than
55.49% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs CBFV: 0.81

During the past 12 months, CB Financial Services's average Book Value Per Share Growth Rate was 26.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -1.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CB Financial Services was 19.20% per year. The lowest was -7.90% per year. And the median was 5.10% per year.

Back to Basics: PB Ratio


CB Financial Services PB Ratio Historical Data

The historical data trend for CB Financial Services's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CB Financial Services PB Ratio Chart

CB Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 0.81 0.95 0.99 0.87

CB Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.91 0.95 0.87 0.79

Competitive Comparison of CB Financial Services's PB Ratio

For the Banks - Regional subindustry, CB Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CB Financial Services's PB Ratio distribution charts can be found below:

* The bar in red indicates where CB Financial Services's PB Ratio falls into.



CB Financial Services PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CB Financial Services's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=22.30/27.531
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


CB Financial Services  (NAS:CBFV) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CB Financial Services PB Ratio Related Terms

Thank you for viewing the detailed overview of CB Financial Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


CB Financial Services (CB Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Inc operates as a bank holding company. The company conducts its operations primarily through its wholly-owned subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank offers products and services related to residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a range of deposit products for individuals and businesses in its market area. It operates in two operating units namely Community Banking and Insurance brokerage service segment. The bank generates its revenue in the form of interests.
Executives
Mark E. Fox director 100 N. MARKET STREET, CARMICHAELS PA 15320
John J Lacarte director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Charles R. Guthrie director 100 N. MARKET STREET, CARMICHAELS PA 15320
John Haines Montgomery director, officer: President and CEO 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Richard B Boyer director FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062
Roberta Robinson Olejasz director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Karl G. Baily director 100 N. MARKET STREET, CARMICHAELS PA 15320
Joseph N. Headlee director 100 N. MARKET STREET, CARMICHAELS PA 15320
David F. Pollock director 100 N. MARKET STREET, CARMICHAELS PA 15320
William G Petroplus director C/O FIRST WEST VIRGINIA BANCORP INC, P O BOX 6671, WHEELING WV 26003
Jonathan Bedway director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Ralph Burchianti officer: Senior Vice President 100 N. MARKET STREET, CARMICHAELS PA 15320
Jamie L Prah officer: EVP and CFO 100 N. MARKET STREET, CARMICHAELS PA 15320
Jennifer L George officer: EVP and COO 100 N. MARKET STREET, CARMICHAELS PA 16320
Patrick G Obrien director C/O FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062