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FCNCA (First Citizens BancShares) PB Ratio : 1.31 (As of Jul. 06, 2025)


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What is First Citizens BancShares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-07-06), First Citizens BancShares's share price is $2088.73. First Citizens BancShares's Book Value per Share for the quarter that ended in Mar. 2025 was $1,596.27. Hence, First Citizens BancShares's PB Ratio of today is 1.31.

The historical rank and industry rank for First Citizens BancShares's PB Ratio or its related term are showing as below:

FCNCA' s PB Ratio Range Over the Past 10 Years
Min: 0.76   Med: 1.32   Max: 2.18
Current: 1.31

During the past 13 years, First Citizens BancShares's highest PB Ratio was 2.18. The lowest was 0.76. And the median was 1.32.

FCNCA's PB Ratio is ranked worse than
74.78% of 1578 companies
in the Banks industry
Industry Median: 0.97 vs FCNCA: 1.31

During the past 12 months, First Citizens BancShares's average Book Value Per Share Growth Rate was 10.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 51.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 39.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 20.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of First Citizens BancShares was 52.40% per year. The lowest was 5.20% per year. And the median was 9.20% per year.

Back to Basics: PB Ratio


First Citizens BancShares PB Ratio Historical Data

The historical data trend for First Citizens BancShares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Citizens BancShares PB Ratio Chart

First Citizens BancShares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.85 1.25 1.01 1.36

First Citizens BancShares Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 1.13 1.19 1.36 1.16

Competitive Comparison of First Citizens BancShares's PB Ratio

For the Banks - Regional subindustry, First Citizens BancShares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Citizens BancShares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Citizens BancShares's PB Ratio distribution charts can be found below:

* The bar in red indicates where First Citizens BancShares's PB Ratio falls into.


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First Citizens BancShares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

First Citizens BancShares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2025)
=2088.73/1596.273
=1.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


First Citizens BancShares  (NAS:FCNCA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


First Citizens BancShares PB Ratio Related Terms

Thank you for viewing the detailed overview of First Citizens BancShares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


First Citizens BancShares Business Description

Traded in Other Exchanges
Address
4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through our extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.
Executives
Holding Frank B Jr director, officer: President and CAO 4300 SIX FORKS ROAD, RALEIGH NC 27609
Craig L Nix officer: Vice President-Finance 4300 SIX FORKS ROAD, RALEIGH NC 27609
Ellen R Alemany director, officer: Vice Chairwoman ONE ADP BOULEVARD, ROSELAND NJ 07068
Olivia Britton Holding 10 percent owner 4300 SIX FORKS ROAD, RALEIGH NC 27609
Hope Holding Connell officer: Executive Vice President PO BOX 29550, RALEIGH NC 27626
Carson H Brice 10 percent owner PO BOX 1352, SMITHFIELD NC 27577
Randolph R Martin officer: Chief Credit Officer-General 4300 SIX FORKS ROAD, RALEIGH NC 27609
Andrew Giangrave officer: Chief Credit Officer 4300 SIX FORKS ROAD, RALEIGH NC 27609
Eugene Jr Flood director 151 DETROIT STREET, DENVER CO 80206
Jeffery L Ward officer: Chief Strategy Officer 4300 SIX FORKS ROAD, RALEIGH NC 27604
Daniel L Heavner director 4300 SIX FORKS ROAD, RALEIGH NC 27609
Marisa Harney officer: Chief Credit Officer C/O CIT GROUP INC., 1 CIT DRIVE, #3251-9, LIVINGSTON NJ 07039
Robert R Hoppe director 4300 SIX FORKS ROAD, RALEIGH NC 27609
Robert T Newcomb director 4300 SIX FORKS ROAD, RALEIGH NC 27609
West Ludwig officer: Chief Human Resources Officer 4300 SIX FORKS ROAD, RALEIGH NC 27609