Al Ain Ahlia Insurance Co PSC stock PB Ratio (=0.33) is close to 10-year low of 0.32.
The historical rank and industry rank for Al Ain Ahlia Insurance Co PSC's PB Ratio or its related term are showing as below:
ADX:ALAIN'
s PB Ratio Range Over the Past 10 Years
Min: 0.32 Med: 0.43 Max: 0.81
Current: 0.33
During the past 13 years, Al Ain Ahlia Insurance Co PSC's highest PB Ratio was 0.81. The lowest was 0.32. And the median was 0.43.
ADX:ALAIN's PB Ratio is ranked better than 96.78% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs ADX:ALAIN: 0.33
During the past 12 months, Al Ain Ahlia Insurance Co PSC's average Book Value Per Share Growth Rate was 8.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Al Ain Ahlia Insurance Co PSC was 7.50% per year. The lowest was -10.60% per year. And the median was 0.70% per year.
Back to Basics: PB Ratio
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Al Ain Ahlia Insurance Co PSC PB Ratio Related Terms
Al Ain Ahlia Insurance Co PSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ain Ahlia Insurance Co PSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's PB Ratio falls into.
Al Ain Ahlia Insurance Co PSC PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a PB Ratio of 0.33 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. This is 23% below median its historical median of 0.43. Over the past decade, Al Ain Ahlia Insurance Co PSC's PB Ratio has ranged from 0.32 to 0.81. According to the industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #16 out of 497 companies in the Insurance industry, placing it in the top 3.2%.
Is Al Ain Ahlia Insurance Co PSC's PB Ratio too high?
Al Ain Ahlia Insurance Co PSC's current PB Ratio of 0.33 is 23% below median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.81. The Insurance industry median PB Ratio is 1.38. Al Ain Ahlia Insurance Co PSC's value of 0.33 is 76.1% below this industry median. Based on the distribution chart, Al Ain Ahlia Insurance Co PSC ranks #16 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ain Ahlia Insurance Co PSC ranks #16 out of 497 companies for PB Ratio. This places Al Ain Ahlia Insurance Co PSC in the top 3% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Al Ain Ahlia Insurance Co PSC's value of 0.33 is 76.1% below this benchmark. Historically, Al Ain Ahlia Insurance Co PSC's own PB Ratio has ranged from 0.32 to 0.81 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 1.38, Al Ain Ahlia Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ain Ahlia Insurance Co PSC's current PB Ratio of 0.33 is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ain Ahlia Insurance Co PSC's current PB Ratio is 0.33, which is 23% below median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current PB Ratio of 0.33. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current PB Ratio is 0.33, which is 23% below median its 10-year median of 0.43 and 76.1% below the Insurance industry median of 1.38. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current PB Ratio is 0.33 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.
Key valuation signals for ADX:ALAIN:
PB Ratio: 0.33 (23% below median its 10-year median of 0.43)
GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
Industry Position: 76.1% below the Insurance median (#16 of 497)
No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ain Ahlia Insurance Co PSC Business Description
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score
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