Allam Bank BSC (BAH:SALAM) PB Ratio: 1.08 (As of Jun. 28, 2026) — 38% Above Median


BAH:SALAM Al Salam Bank BSC BAH:SALAM
51 GF Score
Price BHD0.22
GF Value BHD0.29
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Allam Bank BSC PB Ratio?

Allam Bank BSC BAH:SALAM 51 PB Ratio is 1.08 as of Jun. 28, 2026, which is 38% above its 10-year median of 0.78. GuruFocus rates BAH:SALAM with a GF Score™ of 51/100 and a GF Value™ of BHD0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, Allam Bank BSC ranks better than 51.55% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Allam Bank BSC's share price is BHD0.222. Allam Bank BSC's Book Value per Share for the quarter that ended in Mar. 2026 was BHD0.21. Hence, Allam Bank BSC's PB Ratio of today is 1.08.

The historical rank and industry rank for Allam Bank BSC's PB Ratio or its related term are showing as below:

BAH:SALAM' s PB Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.78   Max: 1.79
Current: 1.08

During the past 13 years, Allam Bank BSC's highest PB Ratio was 1.79. The lowest was 0.52. And the median was 0.78.

BAH:SALAM's PB Ratio is ranked better than
51.55% of 1519 companies
in the Banks industry
Industry Median: 1.09 vs BAH:SALAM: 1.08

During the past 12 months, Allam Bank BSC's average Book Value Per Share Growth Rate was 5.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 28.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 18.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Allam Bank BSC was 28.60% per year. The lowest was -5.70% per year. And the median was 0.30% per year.

Back to Basics: PB Ratio


Allam Bank BSC  (BAH:SALAM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Allam Bank BSC PB Ratio Related Terms


Allam Bank BSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Allam Bank BSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allam Bank BSC PB Ratio Chart

Allam Bank BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.84 1.58 1.10 1.04

Allam Bank BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.11 0.98 1.04 0.99

BAH:SALAM vs PNC: PB Ratio Comparison

For the Banks - Regional subindustry, Allam Bank BSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allam Bank BSC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Allam Bank BSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Allam Bank BSC's PB Ratio falls into.


BAH:SALAM
51GF Score
Al Salam Bank BSC BAH:SALAM
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allam Bank BSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Allam Bank BSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.222/0.205
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.08 mean?
Allam Bank BSC (BAH:SALAM) has a PB Ratio of 1.08 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allam Bank BSC and its competitors. This is 38% above median its historical median of 0.78. Over the past decade, Allam Bank BSC's PB Ratio has ranged from 0.52 to 1.79. According to the industry distribution chart, Allam Bank BSC ranks #736 out of 1519 companies in the Banks industry, placing it in the top 48.5%.
Is Allam Bank BSC's PB Ratio too high?
Allam Bank BSC's current PB Ratio of 1.08 is 38% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.79. The Banks industry median PB Ratio is 1.09. Allam Bank BSC's value of 1.08 is 0.9% below this industry median. Based on the distribution chart, Allam Bank BSC ranks #736 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Allam Bank BSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's PB Ratio compare to PNC?
According to the Banks industry distribution chart, Allam Bank BSC ranks #736 out of 1519 companies for PB Ratio. This puts Allam Bank BSC in the upper half of its industry. The industry median PB Ratio is 1.09. Allam Bank BSC's value of 1.08 is 0.9% below this benchmark. Historically, Allam Bank BSC's own PB Ratio has ranged from 0.52 to 1.79 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.09, Allam Bank BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current PB Ratio of 1.08 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current PB Ratio is 1.08, which is 38% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.29, compared to a current price of BHD0.22 — trading 23.4% below its estimated fair value. The current PB Ratio is 1.08, which is 38% above median its 10-year median of 0.78 and 0.9% below the Banks industry median of 1.09. Allam Bank BSC's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current PB Ratio is 1.08 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?

Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued. The current stock price of BHD0.22 is trading 23.4% below its estimated GF Value™ of BHD0.29. GuruFocus considers Allam Bank BSC to be Modestly Undervalued.

Key valuation signals for BAH:SALAM:

  • PB Ratio: 1.08 (38% above median its 10-year median of 0.78)
  • GF Value™: BHD0.29 vs. price of BHD0.22 (23.4% below fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 0.9% below the Banks median (#736 of 1519)

No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allam Bank BSC Business Description

Address Burj Al Khair 3, P.O. Box 18282, Manama, BHR
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
51GF Score

Get the complete analysis for BAH:SALAM

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.22
Price
BHD0.29
GF Value