BETR (Better Home & Finance Holding Co) PB Ratio: 50.16 (As of Jun. 27, 2026) — 620% Above Median


BETR Better Home & Finance Holding Co BETR
26 GF Score
Price $25.68
GF Value $34.42
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Better Home & Finance Holding Co PB Ratio?

Better Home & Finance Holding Co BETR +0.55% 26 PB Ratio is 50.16 as of Jun. 27, 2026, which is 620% above its 10-year median of 6.97. GuruFocus rates BETR with a GF Score™ of 26/100 and a GF Value™ of $34.42 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Better Home & Finance Holding Co ranks worse than 100% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Better Home & Finance Holding Co's share price is $25.68. Better Home & Finance Holding Co's Book Value per Share for the quarter that ended in Mar. 2026 was $0.51. Hence, Better Home & Finance Holding Co's PB Ratio of today is 50.16.

The historical rank and industry rank for Better Home & Finance Holding Co's PB Ratio or its related term are showing as below:

BETR' s PB Ratio Range Over the Past 10 Years
Min: 1.87   Med: 6.97   Max: 618.08
Current: 50.33

During the past 5 years, Better Home & Finance Holding Co's highest PB Ratio was 618.08. The lowest was 1.87. And the median was 6.97.

BETR's PB Ratio is ranked worse than
100% of 1516 companies
in the Banks industry
Industry Median: 1.09 vs BETR: 50.33

Back to Basics: PB Ratio


Better Home & Finance Holding Co  (NAS:BETR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Better Home & Finance Holding Co PB Ratio Related Terms


Better Home & Finance Holding Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Better Home & Finance Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Better Home & Finance Holding Co PB Ratio Chart

Better Home & Finance Holding Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
0.00 0.00 5.01 0.00 14.02

Better Home & Finance Holding Co Quarterly Data
Dec21 Mar22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.47 20.59 14.02 69.57

BETR vs VEL, LDI, ONIT: PB Ratio Comparison

For the Mortgage Finance subindustry, Better Home & Finance Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Better Home & Finance Holding Co PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Better Home & Finance Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Better Home & Finance Holding Co's PB Ratio falls into.


BETR
26GF Score
Better Home & Finance Holding Co BETR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Better Home & Finance Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Better Home & Finance Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=25.68/0.512
=50.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 50.16 mean?
Better Home & Finance Holding Co (BETR) has a PB Ratio of 50.16 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Better Home & Finance Holding Co and its competitors. This is 620% above median its historical median of 6.97. Over the past decade, Better Home & Finance Holding Co's PB Ratio has ranged from 1.87 to 618.08. According to the industry distribution chart, Better Home & Finance Holding Co ranks #1516 out of 1516 companies in the Banks industry.
Is Better Home & Finance Holding Co's PB Ratio too high?
Better Home & Finance Holding Co's current PB Ratio of 50.16 is 620% above median its 10-year median of 6.97. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 618.08. The Banks industry median PB Ratio is 1.09. Better Home & Finance Holding Co's value of 50.16 is 4501.8% above this industry median. Based on the distribution chart, Better Home & Finance Holding Co ranks #1516 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Better Home & Finance Holding Co has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Better Home & Finance Holding Co's PB Ratio compare to VEL and LDI?
According to the Banks industry distribution chart, Better Home & Finance Holding Co ranks #1516 out of 1516 companies for PB Ratio. This places Better Home & Finance Holding Co in the lower half of its industry. The industry median PB Ratio is 1.09. Better Home & Finance Holding Co's value of 50.16 is 4501.8% above this benchmark. Historically, Better Home & Finance Holding Co's own PB Ratio has ranged from 1.87 to 618.08 over the past decade. While the company's 10-year median is 6.97 vs. the industry median of 1.09, Better Home & Finance Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Better Home & Finance Holding Co's current PB Ratio of 50.16 is 4501.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Better Home & Finance Holding Co and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Better Home & Finance Holding Co's current PB Ratio is 50.16, which is 620% above median its own 10-year median of 6.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Better Home & Finance Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Better Home & Finance Holding Co (BETR) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.42, compared to a current price of $25.68 — trading 25.4% below its estimated fair value. The current PB Ratio is 50.16, which is 620% above median its 10-year median of 6.97 and 4501.8% above the Banks industry median of 1.09. Better Home & Finance Holding Co's overall GF Score™ is 26/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Better Home & Finance Holding Co (BETR), the current PB Ratio is 50.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Better Home & Finance Holding Co (BETR) Overvalued in 2026?

Based on GuruFocus' analysis, Better Home & Finance Holding Co stock appears to be undervalued. The current stock price of $25.68 is trading 25.4% below its estimated GF Value™ of $34.42. GuruFocus considers Better Home & Finance Holding Co to be Modestly Undervalued.

Key valuation signals for BETR:

  • PB Ratio: 50.16 (620% above median its 10-year median of 6.97)
  • GF Value™: $34.42 vs. price of $25.68 (25.4% below fair value)
  • GF Score™: 26/100 with 7 warning signs
  • Industry Position: 4501.8% above the Banks median (#1516 of 1516)

No single metric tells the full story. See the BETR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Better Home & Finance Holding Co Business Description

Other Exchanges V6L:Germany
Address 285 Fulton Street, Suite A, 80th Floor, 1 World Trade Center, New York, NY, USA, 10007
Better Home & Finance Holding Co is a technology-enabled homeownership company that provides mortgage, home equity, and related services through a digital platform. The company operates through two reportable segments: Home Finance, which focuses on residential mortgage origination, including purchase, refinance, and home equity products, generating revenue mainly from loan sales; and Banking, which, through its U.K. subsidiary Birmingham Bank, offers a range of financial products and services to consumers and small businesses. It generates the majority of its revenue from the Home Finance segment.
26GF Score

Get the complete analysis for BETR

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$34.42
GF Value