Bank of Ireland GroupBKRIY -0.74%71 PB Ratio is 1.26 as of Jun. 26, 2026, which is 68% above its 10-year median of 0.75. GuruFocus rates BKRIY with a GF Score™ of 71/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Bank of Ireland Group ranks worse than 67.08% on this metric.
Bank of Ireland Group PLC stock PB Ratio (=1.37) is close to 10-year high of 1.37.
The historical rank and industry rank for Bank of Ireland Group's PB Ratio or its related term are showing as below:
BKRIY'
s PB Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.75 Max: 1.45
Current: 1.3
During the past 13 years, Bank of Ireland Group's highest PB Ratio was 1.45. The lowest was 0.16. And the median was 0.75.
BKRIY's PB Ratio is ranked worse than 67.08% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs BKRIY: 1.30
During the past 12 months, Bank of Ireland Group's average Book Value Per Share Growth Rate was 4.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank of Ireland Group was 49.80% per year. The lowest was -59.40% per year. And the median was 6.30% per year.
Back to Basics: PB Ratio
Bank of Ireland Group (OTCPK:BKRIY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Ireland Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Ireland Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Ireland Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Ireland Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank of Ireland Group (BKRIY) has a PB Ratio of 1.26 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Ireland Group and its competitors. This is 68% above median its historical median of 0.75. Over the past decade, Bank of Ireland Group's PB Ratio has ranged from 0.16 to 1.45. According to the industry distribution chart, Bank of Ireland Group ranks #1017 out of 1516 companies in the Banks industry, placing it in the top 67.1%.
Is Bank of Ireland Group's PB Ratio too high?
Bank of Ireland Group's current PB Ratio of 1.26 is 68% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.45. The Banks industry median PB Ratio is 1.09. Bank of Ireland Group's value of 1.26 is 15.6% above this industry median. Based on the distribution chart, Bank of Ireland Group ranks #1017 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Ireland Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #1017 out of 1516 companies for PB Ratio. This places Bank of Ireland Group in the lower half of its industry. The industry median PB Ratio is 1.09. Bank of Ireland Group's value of 1.26 is 15.6% above this benchmark. Historically, Bank of Ireland Group's own PB Ratio has ranged from 0.16 to 1.45 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.09, Bank of Ireland Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Ireland Group's current PB Ratio of 1.26 is 15.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current PB Ratio is 1.26, which is 68% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $19.99 — trading 57.5% above its estimated fair value. The current PB Ratio is 1.26, which is 68% above median its 10-year median of 0.75 and 15.6% above the Banks industry median of 1.09. Bank of Ireland Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current PB Ratio is 1.26 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Ireland Group (BKRIY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued.
The current stock price of $19.99 is trading 57.5% above its estimated GF Value™ of $12.69.
GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.
Key valuation signals for BKRIY:
PB Ratio: 1.26 (68% above median its 10-year median of 0.75)
GF Value™: $12.69 vs. price of $19.99 (57.5% above fair value)
Industry Position: 15.6% above the Banks median (#1017 of 1516)
No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
71GF Score
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