Coeur D'Alene BancorpCDAB 57 PB Ratio is 1.16 as of Jun. 27, 2026, which is 2% above its 10-year median of 1.14. GuruFocus rates CDAB with a GF Score™ of 57/100 and a GF Value™ of $16.78 (Fairly Valued). Among 1,516 Banks companies, Coeur D'Alene Bancorp ranks worse than 55.47% on this metric.
Coeur D'Alene Bancorp stock PB Ratio (=1.16) is close to 3-year low of 1.1.
The historical rank and industry rank for Coeur D'Alene Bancorp's PB Ratio or its related term are showing as below:
CDAB'
s PB Ratio Range Over the Past 10 Years
Min: 0.84 Med: 1.14 Max: 1.7
Current: 1.16
During the past 7 years, Coeur D'Alene Bancorp's highest PB Ratio was 1.70. The lowest was 0.84. And the median was 1.14.
CDAB's PB Ratio is ranked worse than 55.47% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs CDAB: 1.16
During the past 12 months, Coeur D'Alene Bancorp's average Book Value Per Share Growth Rate was 12.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Coeur D'Alene Bancorp was 15.90% per year. The lowest was -6.00% per year. And the median was 1.10% per year.
Back to Basics: PB Ratio
Coeur D'Alene Bancorp (OTCPK:CDAB) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Coeur D'Alene Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coeur D'Alene Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Coeur D'Alene Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Coeur D'Alene Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Coeur D'Alene Bancorp (CDAB) has a PB Ratio of 1.16 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Coeur D'Alene Bancorp and its competitors. This is near median its historical median of 1.14. Over the past decade, Coeur D'Alene Bancorp's PB Ratio has ranged from 0.84 to 1.70. According to the industry distribution chart, Coeur D'Alene Bancorp ranks #841 out of 1516 companies in the Banks industry, placing it in the top 55.5%.
Is Coeur D'Alene Bancorp's PB Ratio too high?
Coeur D'Alene Bancorp's current PB Ratio of 1.16 is near median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 1.70. The Banks industry median PB Ratio is 1.09. Coeur D'Alene Bancorp's value of 1.16 is 6.4% above this industry median. Based on the distribution chart, Coeur D'Alene Bancorp ranks #841 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Coeur D'Alene Bancorp has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coeur D'Alene Bancorp's PB Ratio compare to IBWC and CNBZ?
According to the Banks industry distribution chart, Coeur D'Alene Bancorp ranks #841 out of 1516 companies for PB Ratio. This places Coeur D'Alene Bancorp in the lower half of its industry. The industry median PB Ratio is 1.09. Coeur D'Alene Bancorp's value of 1.16 is 6.4% above this benchmark. Historically, Coeur D'Alene Bancorp's own PB Ratio has ranged from 0.84 to 1.70 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.09, Coeur D'Alene Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coeur D'Alene Bancorp's current PB Ratio of 1.16 is 6.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Coeur D'Alene Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coeur D'Alene Bancorp's current PB Ratio is 1.16, which is near median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coeur D'Alene Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp (CDAB) is currently considered Fairly Valued. The stock's GF Value™ is $16.78, compared to a current price of $16.00 — trading 4.6% below its estimated fair value. The current PB Ratio is 1.16, which is near median its 10-year median of 1.14 and 6.4% above the Banks industry median of 1.09. Coeur D'Alene Bancorp's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Coeur D'Alene Bancorp (CDAB), the current PB Ratio is 1.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coeur D'Alene Bancorp (CDAB) Overvalued in 2026?
Based on GuruFocus' analysis, Coeur D'Alene Bancorp stock appears to be undervalued.
The current stock price of $16.00 is trading 4.6% below its estimated GF Value™ of $16.78.
GuruFocus considers Coeur D'Alene Bancorp to be Fairly Valued.
Key valuation signals for CDAB:
PB Ratio: 1.16 (near median its 10-year median of 1.14)
GF Value™: $16.78 vs. price of $16.00 (4.6% below fair value)
Industry Position: 6.4% above the Banks median (#841 of 1516)
No single metric tells the full story. See the CDAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coeur D'Alene Bancorp is a holding company for banks. It provides a full range of banking services to its commercial and consumer customers through its four branches serving Coeur d'Alene, Post Falls, Hayden, Kellogg, Idaho, and contiguous areas. It offers Business loans and Personal loans, home loans including consumer loans and construction loans, and also offers e-banking services including online banking, bill pay, mobile banking, and online education.
57GF Score
Get the complete analysis for CDAB
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