Arif HabibKAR:AHCL +1.27%58 PB Ratio is 1.22 as of Jun. 26, 2026, which is 103% above its 10-year median of 0.60. GuruFocus rates KAR:AHCL with a GF Score™ of 58/100 and a GF Value™ of ₨6.59 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 430 Utilities - Independent Power Producers companies, Arif Habib ranks better than 54.65% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Arif Habib's share price is ₨15.99. Arif Habib's Book Value per Share for the quarter that ended in Mar. 2026 was ₨13.15. Hence, Arif Habib's PB Ratio of today is 1.22.
The historical rank and industry rank for Arif Habib's PB Ratio or its related term are showing as below:
KAR:AHCL'
s PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.6 Max: 1.5
Current: 1.21
During the past 13 years, Arif Habib's highest PB Ratio was 1.50. The lowest was 0.27. And the median was 0.60.
During the past 12 months, Arif Habib's average Book Value Per Share Growth Rate was 16.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Arif Habib was 18.30% per year. The lowest was -0.60% per year. And the median was 9.25% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Arif Habib PB Ratio Related Terms
Arif Habib PB Ratio Historical Data
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The historical data trend for Arif Habib's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Renewable subindustry, Arif Habib's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arif Habib PB Ratio vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's PB Ratio distribution charts can be found below:
* The bar in red indicates where Arif Habib's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Arif Habib's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Arif Habib (KAR:AHCL) has a PB Ratio of 1.22 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arif Habib and its competitors. This is 103% above median its historical median of 0.60. Over the past decade, Arif Habib's PB Ratio has ranged from 0.27 to 1.50. According to the industry distribution chart, Arif Habib ranks #195 out of 430 companies in the Utilities - Independent Power Producers industry, placing it in the top 45.3%.
Is Arif Habib's PB Ratio too high?
Arif Habib's current PB Ratio of 1.22 is 103% above median its 10-year median of 0.60. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 1.50. The Utilities - Independent Power Producers industry median PB Ratio is 1.36. Arif Habib's value of 1.22 is 10.3% below this industry median. Based on the distribution chart, Arif Habib ranks #195 out of 430 companies in the Utilities - Independent Power Producers industry, which is above the industry midpoint. Overall, Arif Habib has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's PB Ratio compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #195 out of 430 companies for PB Ratio. This puts Arif Habib in the upper half of its industry. The industry median PB Ratio is 1.36. Arif Habib's value of 1.22 is 10.3% below this benchmark. Historically, Arif Habib's own PB Ratio has ranged from 0.27 to 1.50 over the past decade. While the company's 10-year median is 0.60 vs. the industry median of 1.36, Arif Habib has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Utilities - Independent Power Producers company?
The median PB Ratio among Utilities - Independent Power Producers companies is 1.36, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arif Habib's current PB Ratio of 1.22 is 10.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median PB Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current PB Ratio is 1.22, which is 103% above median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.59, compared to a current price of ₨15.99 — trading 142.6% above its estimated fair value. The current PB Ratio is 1.22, which is 103% above median its 10-year median of 0.60 and 10.3% below the Utilities - Independent Power Producers industry median of 1.36. Arif Habib's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current PB Ratio is 1.22 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arif Habib (KAR:AHCL) Overvalued in 2026?
Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued.
The current stock price of ₨15.99 is trading 142.6% above its estimated GF Value™ of ₨6.59.
GuruFocus considers Arif Habib to be Significantly Overvalued.
Key valuation signals for KAR:AHCL:
PB Ratio: 1.22 (103% above median its 10-year median of 0.60)
GF Value™: ₨6.59 vs. price of ₨15.99 (142.6% above fair value)
Industry Position: 10.3% below the Utilities - Independent Power Producers median (#195 of 430)
No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
58GF Score
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