LBNW (Liberty Northwest Bancorp) PB Ratio: 0.74 (As of Jul. 03, 2026)


LBNW Liberty Northwest Bancorp Inc LBNW
44 GF Score
Price $6.23
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What is Liberty Northwest Bancorp PB Ratio?

Liberty Northwest Bancorp LBNW 44 PB Ratio is 0.74 as of Jul. 03, 2026. GuruFocus rates LBNW with a GF Score™ of 44/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Liberty Northwest Bancorp's share price is $6.23. Liberty Northwest Bancorp's Book Value per Share for the quarter that ended in Dec. 2024 was $8.44. Hence, Liberty Northwest Bancorp's PB Ratio of today is 0.74.

The historical rank and industry rank for Liberty Northwest Bancorp's PB Ratio or its related term are showing as below:

LBNW's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.1
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Liberty Northwest Bancorp  (OTCPK:LBNW) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Liberty Northwest Bancorp PB Ratio Related Terms


Liberty Northwest Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Liberty Northwest Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Northwest Bancorp PB Ratio Chart

Liberty Northwest Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.91 0.68 0.65

Liberty Northwest Bancorp Quarterly Data
Dec19 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.68 0.64 0.64 0.65

LBNW vs TDCB, FSGB, GLBZ: PB Ratio Comparison

For the Banks - Regional subindustry, Liberty Northwest Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Northwest Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Liberty Northwest Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Liberty Northwest Bancorp's PB Ratio falls into.


LBNW
44GF Score
Liberty Northwest Bancorp Inc LBNW
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Northwest Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Liberty Northwest Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=6.23/8.441
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.74 mean?
Liberty Northwest Bancorp (LBNW) has a PB Ratio of 0.74 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Liberty Northwest Bancorp and its competitors.
Is Liberty Northwest Bancorp's PB Ratio too high?
Liberty Northwest Bancorp's current PB Ratio is 0.74. The Banks industry median PB Ratio is 1.10. Liberty Northwest Bancorp's value of 0.74 is 32.7% below this industry median. Overall, Liberty Northwest Bancorp has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Liberty Northwest Bancorp's PB Ratio compare to TDCB and FSGB?
Liberty Northwest Bancorp's PB Ratio of 0.74 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.10. Liberty Northwest Bancorp's value of 0.74 is 32.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Northwest Bancorp's current PB Ratio of 0.74 is 32.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Liberty Northwest Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Northwest Bancorp's current PB Ratio is 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Northwest Bancorp stock overvalued right now?
Liberty Northwest Bancorp (LBNW) has a current PB Ratio of 0.74. The current PB Ratio is 0.74 and 32.7% below the Banks industry median of 1.10. Liberty Northwest Bancorp's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Liberty Northwest Bancorp (LBNW), the current PB Ratio is 0.74 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Liberty Northwest Bancorp Business Description

Address 20150 7th Avenue NE, Poulsbo, WA, USA, 98370
Liberty Northwest Bancorp Inc. is a bank holding company whose wholly-owned subsidiary is Liberty Bank. The Bank provides a full range of banking services to individual and corporate customers through its main office in Poulsbo, Washington, and a leased space in Bellevue, Washington. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate loans, residential real estate loans, and commercial loans.
44GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.23
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