NIB HoldingsNIBHF 94 PB Ratio is 0.00 as of Jun. 26, 2026. GuruFocus rates NIBHF with a GF Score™ of 94/100. The stock has 4 warning signs investors should review. Among 497 Insurance companies, NIB Holdings ranks worse than 84.71% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), NIB Holdings's share price is $0.00. NIB Holdings's Book Value per Share for the quarter that ended in Dec. 2025 was $1.50. Hence, NIB Holdings's PB Ratio of today is 0.00.
The historical rank and industry rank for NIB Holdings's PB Ratio or its related term are showing as below:
NIBHF'
s PB Ratio Range Over the Past 10 Years
Min: 2.53 Med: 4.38 Max: 7.2
Current: 3.07
During the past 13 years, NIB Holdings's highest PB Ratio was 7.20. The lowest was 2.53. And the median was 4.38.
NIBHF's PB Ratio is ranked worse than 84.71% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs NIBHF: 3.07
During the past 12 months, NIB Holdings's average Book Value Per Share Growth Rate was 4.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of NIB Holdings was 16.30% per year. The lowest was -2.70% per year. And the median was 6.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
NIB Holdings PB Ratio Related Terms
NIB Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for NIB Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, NIB Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIB Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, NIB Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where NIB Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
NIB Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
NIB Holdings (NIBHF) has a PB Ratio of 0.00 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on NIB Holdings and its competitors. Over the past decade, NIB Holdings' PB Ratio has ranged from 2.53 to 7.20. According to the industry distribution chart, NIB Holdings ranks #421 out of 497 companies in the Insurance industry, placing it in the top 84.7%.
Is NIB Holdings' PB Ratio too high?
NIB Holdings' current PB Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 2.53 to a high of 7.20. Based on the distribution chart, NIB Holdings ranks #421 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NIB Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' PB Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, NIB Holdings ranks #421 out of 497 companies for PB Ratio. This places NIB Holdings in the lower half of its industry. The industry median PB Ratio is 1.38. Historically, NIB Holdings' own PB Ratio has ranged from 2.53 to 7.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on NIB Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current PB Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current PB Ratio of 0.00. The current PB Ratio is 0.00. NIB Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current PB Ratio is 0.00 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.
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