The historical rank and industry rank for North Dallas Bank & Trust Co's PB Ratio or its related term are showing as below:
NODB'
s PB Ratio Range Over the Past 10 Years
Min: 0.68 Med: 1.13 Max: 1.63
Current: 0.9
During the past 13 years, North Dallas Bank & Trust Co's highest PB Ratio was 1.63. The lowest was 0.68. And the median was 1.13.
NODB's PB Ratio is ranked better than 67.3% of 1517
companies
in the Banks industry
Industry Median: 1.1
vs NODB: 0.90
During the past 12 months, North Dallas Bank & Trust Co's average Book Value Per Share Growth Rate was 7.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of North Dallas Bank & Trust Co was 12.70% per year. The lowest was -1.10% per year. And the median was 4.10% per year.
Back to Basics: PB Ratio
North Dallas Bank & Trust Co (OTCPK:NODB) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
North Dallas Bank & Trust Co PB Ratio Related Terms
North Dallas Bank & Trust Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
North Dallas Bank & Trust Co (NODB) has a PB Ratio of 0.90 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on North Dallas Bank & Trust Co and its competitors. This is 20% below median its historical median of 1.13. Over the past decade, North Dallas Bank & Trust Co's PB Ratio has ranged from 0.68 to 1.63. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #496 out of 1517 companies in the Banks industry, placing it in the top 32.7%.
Is North Dallas Bank & Trust Co's PB Ratio too high?
North Dallas Bank & Trust Co's current PB Ratio of 0.90 is 20% below median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.63. The Banks industry median PB Ratio is 1.10. North Dallas Bank & Trust Co's value of 0.90 is 18.2% below this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #496 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, North Dallas Bank & Trust Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's PB Ratio compare to EMYB and HNVR?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #496 out of 1517 companies for PB Ratio. This puts North Dallas Bank & Trust Co in the upper half of its industry. The industry median PB Ratio is 1.10. North Dallas Bank & Trust Co's value of 0.90 is 18.2% below this benchmark. Historically, North Dallas Bank & Trust Co's own PB Ratio has ranged from 0.68 to 1.63 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 1.10, North Dallas Bank & Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current PB Ratio of 0.90 is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current PB Ratio is 0.90, which is 20% below median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Fairly Valued. The stock's GF Value™ is $58.96, compared to a current price of $64.05 — trading 8.6% above its estimated fair value. The current PB Ratio is 0.90, which is 20% below median its 10-year median of 1.13 and 18.2% below the Banks industry median of 1.10. North Dallas Bank & Trust Co's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current PB Ratio is 0.90 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $64.05 is trading 8.6% above its estimated GF Value™ of $58.96.
GuruFocus considers North Dallas Bank & Trust Co to be Fairly Valued.
Key valuation signals for NODB:
PB Ratio: 0.90 (20% below median its 10-year median of 1.13)
GF Value™: $58.96 vs. price of $64.05 (8.6% above fair value)
Industry Position: 18.2% below the Banks median (#496 of 1517)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
59GF Score
Get the complete analysis for NODB
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