Propel HoldingsPRLPF 72 PB Ratio is 2.39 as of Jun. 25, 2026, which is 20% below its 10-year median of 3.00. GuruFocus rates PRLPF with a GF Score™ of 72/100 and a GF Value™ of $22.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 523 Credit Services companies, Propel Holdings ranks worse than 81.64% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Propel Holdings's share price is $16.64. Propel Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was $6.97. Hence, Propel Holdings's PB Ratio of today is 2.39.
The historical rank and industry rank for Propel Holdings's PB Ratio or its related term are showing as below:
PRLPF'
s PB Ratio Range Over the Past 10 Years
Min: 1.91 Med: 3 Max: 14.05
Current: 2.47
During the past 8 years, Propel Holdings's highest PB Ratio was 14.05. The lowest was 1.91. And the median was 3.00.
PRLPF's PB Ratio is ranked worse than 81.64% of 523
companies
in the Credit Services industry
Industry Median: 1.06
vs PRLPF: 2.47
During the past 12 months, Propel Holdings's average Book Value Per Share Growth Rate was 11.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 41.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 76.90% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Propel Holdings was 224.80% per year. The lowest was 40.00% per year. And the median was 130.70% per year.
Back to Basics: PB Ratio
Propel Holdings (OTCPK:PRLPF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Propel Holdings PB Ratio Related Terms
Propel Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Propel Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Propel Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Propel Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Propel Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Propel Holdings (PRLPF) has a PB Ratio of 2.39 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Propel Holdings and its competitors. This is 20% below median its historical median of 3.00. Over the past decade, Propel Holdings' PB Ratio has ranged from 1.91 to 14.05. According to the industry distribution chart, Propel Holdings ranks #427 out of 523 companies in the Credit Services industry, placing it in the top 81.6%.
Is Propel Holdings' PB Ratio too high?
Propel Holdings' current PB Ratio of 2.39 is 20% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 14.05. The Credit Services industry median PB Ratio is 1.06. Propel Holdings' value of 2.39 is 125.5% above this industry median. Based on the distribution chart, Propel Holdings ranks #427 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Propel Holdings has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #427 out of 523 companies for PB Ratio. This places Propel Holdings in the lower half of its industry. The industry median PB Ratio is 1.06. Propel Holdings' value of 2.39 is 125.5% above this benchmark. Historically, Propel Holdings' own PB Ratio has ranged from 1.91 to 14.05 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 1.06, Propel Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current PB Ratio of 2.39 is 125.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current PB Ratio is 2.39, which is 20% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (PRLPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.73, compared to a current price of $16.64 — trading 26.8% below its estimated fair value. The current PB Ratio is 2.39, which is 20% below median its 10-year median of 3.00 and 125.5% above the Credit Services industry median of 1.06. Propel Holdings' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Propel Holdings (PRLPF), the current PB Ratio is 2.39 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (PRLPF) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of $16.64 is trading 26.8% below its estimated GF Value™ of $22.73.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for PRLPF:
PB Ratio: 2.39 (20% below median its 10-year median of 3.00)
GF Value™: $22.73 vs. price of $16.64 (26.8% below fair value)
Industry Position: 125.5% above the Credit Services median (#427 of 523)
No single metric tells the full story. See the PRLPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc is a financial technology (fintech) company, committed to credit inclusion by facilitating fair, fast, and transparent access to credit through its proprietary, online lending platform. All the firm's operations are conducted through its consumer-facing brands: MoneyKey, CreditFresh, Fora Credit, and QuidMarket.
72GF Score
Get the complete analysis for PRLPF
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PRLPF has been successfully added to your 
