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Redwood FinancialREDW 61 PB Ratio is 1.52 as of Jul. 31, 2026, which is 1% below its 10-year median of 1.53. GuruFocus rates REDW with a GF Score™ of 61/100 and a GF Value™ of $190.51 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Redwood Financial ranks worse than 77.1% on this metric.
Redwood Financial Inc stock PB Ratio (=1.61) is close to 2-year low of 1.55.
The historical rank and industry rank for Redwood Financial's PB Ratio or its related term are showing as below:
REDW'
s PB Ratio Range Over the Past 10 Years
Min: 0.81 Med: 1.53 Max: 3.04
Current: 1.52
During the past 7 years, Redwood Financial's highest PB Ratio was 3.04. The lowest was 0.81. And the median was 1.53.
REDW's PB Ratio is ranked worse than 77.1% of 1515
companies
in the Banks industry
Industry Median: 1.11
vs REDW: 1.52
During the past 12 months, Redwood Financial's average Book Value Per Share Growth Rate was 25.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 18.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.20% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Redwood Financial was 18.30% per year. The lowest was -3.70% per year. And the median was -2.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Redwood Financial PB Ratio Related Terms
Redwood Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Redwood Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Redwood Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Redwood Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Redwood Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Redwood Financial (REDW) has a PB Ratio of 1.52 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Redwood Financial and its competitors. This is near median its historical median of 1.53. Over the past decade, Redwood Financial's PB Ratio has ranged from 0.81 to 3.04. According to the industry distribution chart, Redwood Financial ranks #1168 out of 1515 companies in the Banks industry, placing it in the top 77.1%.
Is Redwood Financial's PB Ratio too high?
Redwood Financial's current PB Ratio of 1.52 is near median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 3.04. The Banks industry median PB Ratio is 1.11. Redwood Financial's value of 1.52 is 36.9% above this industry median. Based on the distribution chart, Redwood Financial ranks #1168 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Redwood Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Financial's PB Ratio compare to FSEA and PBKX?
According to the Banks industry distribution chart, Redwood Financial ranks #1168 out of 1515 companies for PB Ratio. This places Redwood Financial in the lower half of its industry. The industry median PB Ratio is 1.11. Redwood Financial's value of 1.52 is 36.9% above this benchmark. Historically, Redwood Financial's own PB Ratio has ranged from 0.81 to 3.04 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.11, Redwood Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Financial's current PB Ratio of 1.52 is 36.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Redwood Financial and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Financial's current PB Ratio is 1.52, which is near median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Redwood Financial (REDW) is currently considered Fairly Valued. The stock's GF Value™ is $190.51, compared to a current price of $185.25 — trading 2.8% below its estimated fair value. The current PB Ratio is 1.52, which is near median its 10-year median of 1.53 and 36.9% above the Banks industry median of 1.11. Redwood Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Redwood Financial (REDW), the current PB Ratio is 1.52 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Redwood Financial (REDW) Overvalued in 2026?
Based on GuruFocus' analysis, Redwood Financial stock appears to be undervalued.
The current stock price of $185.25 is trading 2.8% below its estimated GF Value™ of $190.51.
GuruFocus considers Redwood Financial to be Fairly Valued.
Key valuation signals for REDW:
PB Ratio: 1.52 (near median its 10-year median of 1.53)
GF Value™: $190.51 vs. price of $185.25 (2.8% below fair value)
Industry Position: 36.9% above the Banks median (#1168 of 1515)
No single metric tells the full story. See the REDW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Redwood Financial Inc is a state-chartered bank. The Bank provides a variety of financial services to the areas of south central and south western Minnesota, and the south metropolitan area, including mortgage, commercial, agricultural, and consumer lending products and various deposit and savings plans.
61GF Score
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