SLBK (Skyline Bankshares) PB Ratio: 1.35 (As of Jun. 25, 2026) — 50% Above Median


SLBK Skyline Bankshares Inc SLBK
63 GF Score
Price $26.15
GF Value $16.97
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Skyline Bankshares PB Ratio?

Skyline Bankshares SLBK 63 PB Ratio is 1.35 as of Jun. 25, 2026, which is 50% above its 10-year median of 0.90. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.97 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Skyline Bankshares ranks worse than 69.9% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Skyline Bankshares's share price is $26.15. Skyline Bankshares's Book Value per Share for the quarter that ended in Mar. 2026 was $19.42. Hence, Skyline Bankshares's PB Ratio of today is 1.35.

Warning Sign:

Skyline Bankshares Inc stock PB Ratio (=1.32) is close to 10-year high of 1.32.

The historical rank and industry rank for Skyline Bankshares's PB Ratio or its related term are showing as below:

SLBK' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.9   Max: 1.35
Current: 1.35

During the past 11 years, Skyline Bankshares's highest PB Ratio was 1.35. The lowest was 0.59. And the median was 0.90.

SLBK's PB Ratio is ranked worse than
69.9% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs SLBK: 1.35

During the past 12 months, Skyline Bankshares's average Book Value Per Share Growth Rate was 18.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Skyline Bankshares was 25.90% per year. The lowest was -0.70% per year. And the median was 6.80% per year.

Back to Basics: PB Ratio


Skyline Bankshares  (OTCPK:SLBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Skyline Bankshares PB Ratio Related Terms


Skyline Bankshares PB Ratio Historical Data

* Premium members only.

The historical data trend for Skyline Bankshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skyline Bankshares PB Ratio Chart

Skyline Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.86 0.87 0.76 0.78 1.00

Skyline Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.92 0.97 1.00 1.14

SLBK vs FNWD, RMBI, SRBK: PB Ratio Comparison

For the Banks - Regional subindustry, Skyline Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skyline Bankshares PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's PB Ratio falls into.


SLBK
63GF Score
Skyline Bankshares Inc SLBK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Skyline Bankshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Skyline Bankshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=26.15/19.419
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.35 mean?
Skyline Bankshares (SLBK) has a PB Ratio of 1.35 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skyline Bankshares and its competitors. This is 50% above median its historical median of 0.90. Over the past decade, Skyline Bankshares' PB Ratio has ranged from 0.59 to 1.35. According to the industry distribution chart, Skyline Bankshares ranks #1059 out of 1515 companies in the Banks industry, placing it in the top 69.9%.
Is Skyline Bankshares' PB Ratio too high?
Skyline Bankshares' current PB Ratio of 1.35 is 50% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.35. The Banks industry median PB Ratio is 1.08. Skyline Bankshares' value of 1.35 is 25% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #1059 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' PB Ratio compare to FNWD and RMBI?
According to the Banks industry distribution chart, Skyline Bankshares ranks #1059 out of 1515 companies for PB Ratio. This places Skyline Bankshares in the lower half of its industry. The industry median PB Ratio is 1.08. Skyline Bankshares' value of 1.35 is 25% above this benchmark. Historically, Skyline Bankshares' own PB Ratio has ranged from 0.59 to 1.35 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.08, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current PB Ratio of 1.35 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current PB Ratio is 1.35, which is 50% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.97, compared to a current price of $26.15 — trading 54.1% above its estimated fair value. The current PB Ratio is 1.35, which is 50% above median its 10-year median of 0.90 and 25% above the Banks industry median of 1.08. Skyline Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current PB Ratio is 1.35 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $26.15 is trading 54.1% above its estimated GF Value™ of $16.97. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • PB Ratio: 1.35 (50% above median its 10-year median of 0.90)
  • GF Value™: $16.97 vs. price of $26.15 (54.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 25% above the Banks median (#1059 of 1515)

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.15
Price
$16.97
GF Value