TROOPSTROO -2.32%58 PB Ratio is 6.31 as of Jun. 26, 2026, which is 271% above its 10-year median of 1.70. GuruFocus rates TROO with a GF Score™ of 58/100 and a GF Value™ of $7.51 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 523 Credit Services companies, TROOPS ranks worse than 94.84% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), TROOPS's share price is $2.53. TROOPS's Book Value per Share for the quarter that ended in Dec. 2025 was $0.40. Hence, TROOPS's PB Ratio of today is 6.31.
The historical rank and industry rank for TROOPS's PB Ratio or its related term are showing as below:
TROO'
s PB Ratio Range Over the Past 10 Years
Min: 0.1 Med: 1.7 Max: 17.77
Current: 6.33
During the past 13 years, TROOPS's highest PB Ratio was 17.77. The lowest was 0.10. And the median was 1.70.
TROO's PB Ratio is ranked worse than 94.84% of 523
companies
in the Credit Services industry
Industry Median: 1.06
vs TROO: 6.33
During the past 12 months, TROOPS's average Book Value Per Share Growth Rate was -33.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -13.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -7.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -30.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of TROOPS was 1945.80% per year. The lowest was -52.80% per year. And the median was -13.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
TROOPS PB Ratio Related Terms
TROOPS PB Ratio Historical Data
* Premium members only.
The historical data trend for TROOPS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, TROOPS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TROOPS PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, TROOPS's PB Ratio distribution charts can be found below:
* The bar in red indicates where TROOPS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
TROOPS's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
TROOPS (TROO) has a PB Ratio of 6.31 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TROOPS and its competitors. This is 271% above median its historical median of 1.70. Over the past decade, TROOPS's PB Ratio has ranged from 0.10 to 17.77. According to the industry distribution chart, TROOPS ranks #496 out of 523 companies in the Credit Services industry, placing it in the top 94.8%.
Is TROOPS's PB Ratio too high?
TROOPS's current PB Ratio of 6.31 is 271% above median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 17.77. The Credit Services industry median PB Ratio is 1.06. TROOPS's value of 6.31 is 495.3% above this industry median. Based on the distribution chart, TROOPS ranks #496 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, TROOPS has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TROOPS's PB Ratio compare to HTT and PRAA?
According to the Credit Services industry distribution chart, TROOPS ranks #496 out of 523 companies for PB Ratio. This places TROOPS in the lower half of its industry. The industry median PB Ratio is 1.06. TROOPS's value of 6.31 is 495.3% above this benchmark. Historically, TROOPS's own PB Ratio has ranged from 0.10 to 17.77 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 1.06, TROOPS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TROOPS's current PB Ratio of 6.31 is 495.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TROOPS and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TROOPS's current PB Ratio is 6.31, which is 271% above median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TROOPS stock overvalued right now?
Based on GuruFocus' analysis, TROOPS (TROO) is currently considered Significantly Undervalued. The stock's GF Value™ is $7.51, compared to a current price of $2.53 — trading 66.3% below its estimated fair value. The current PB Ratio is 6.31, which is 271% above median its 10-year median of 1.70 and 495.3% above the Credit Services industry median of 1.06. TROOPS's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For TROOPS (TROO), the current PB Ratio is 6.31 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TROOPS (TROO) Overvalued in 2026?
Based on GuruFocus' analysis, TROOPS stock appears to be undervalued.
The current stock price of $2.53 is trading 66.3% below its estimated GF Value™ of $7.51.
GuruFocus considers TROOPS to be Significantly Undervalued.
Key valuation signals for TROO:
PB Ratio: 6.31 (271% above median its 10-year median of 1.70)
GF Value™: $7.51 vs. price of $2.53 (66.3% below fair value)
Industry Position: 495.3% above the Credit Services median (#496 of 523)
No single metric tells the full story. See the TROO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TROOPS Inc is a conglomerate group of various businesses with its headquarters based in Hong Kong. It is engaged in money lending business in Hong Kong providing mortgage loans to high quality target borrowers, property investment to generate rental income, the development, operation and management of an online financial marketplace that provides one-stop financial technology solutions including API services by leveraging artificial intelligence, big data and blockchain, and cloud computing (SaaS), consultancy services in relation to insurance referral to insurance brokers, and advisory and referral services in relation to the application of migration, education and visa renewal to its customers. It derives revenue from Hong Kong and Australia.
58GF Score
Get the complete analysis for TROO
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TROO has been successfully added to your 
