Yamanashi Chuo BankTSE:8360 -0.31%47 PB Ratio is 0.86 as of Jul. 11, 2026, which is 258% above its 10-year median of 0.24. GuruFocus rates TSE:8360 with a GF Score™ of 47/100 and a GF Value™ of 円2,674.87 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Yamanashi Chuo Bank ranks better than 70.03% on this metric.
Yamanashi Chuo Bank Ltd stock PB Ratio (=0.85) is close to 10-year high of 0.85.
The historical rank and industry rank for Yamanashi Chuo Bank's PB Ratio or its related term are showing as below:
TSE:8360'
s PB Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.24 Max: 0.87
Current: 0.86
During the past 13 years, Yamanashi Chuo Bank's highest PB Ratio was 0.87. The lowest was 0.09. And the median was 0.24.
TSE:8360's PB Ratio is ranked better than 70.03% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs TSE:8360: 0.86
During the past 12 months, Yamanashi Chuo Bank's average Book Value Per Share Growth Rate was 9.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Yamanashi Chuo Bank was 12.50% per year. The lowest was -5.40% per year. And the median was 1.75% per year.
Back to Basics: PB Ratio
Yamanashi Chuo Bank (TSE:8360) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Yamanashi Chuo Bank PB Ratio Related Terms
Yamanashi Chuo Bank PB Ratio Historical Data
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The historical data trend for Yamanashi Chuo Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yamanashi Chuo Bank PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Yamanashi Chuo Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yamanashi Chuo Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Yamanashi Chuo Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Yamanashi Chuo Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Yamanashi Chuo Bank (TSE:8360) has a PB Ratio of 0.86 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yamanashi Chuo Bank and its competitors. This is 258% above median its historical median of 0.24. Over the past decade, Yamanashi Chuo Bank's PB Ratio has ranged from 0.09 to 0.87. According to the industry distribution chart, Yamanashi Chuo Bank ranks #454 out of 1515 companies in the Banks industry, placing it in the top 30%.
Is Yamanashi Chuo Bank's PB Ratio too high?
Yamanashi Chuo Bank's current PB Ratio of 0.86 is 258% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.87. The Banks industry median PB Ratio is 1.10. Yamanashi Chuo Bank's value of 0.86 is 21.8% below this industry median. Based on the distribution chart, Yamanashi Chuo Bank ranks #454 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Yamanashi Chuo Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yamanashi Chuo Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Yamanashi Chuo Bank ranks #454 out of 1515 companies for PB Ratio. This puts Yamanashi Chuo Bank in the upper half of its industry. The industry median PB Ratio is 1.10. Yamanashi Chuo Bank's value of 0.86 is 21.8% below this benchmark. Historically, Yamanashi Chuo Bank's own PB Ratio has ranged from 0.09 to 0.87 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 1.10, Yamanashi Chuo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yamanashi Chuo Bank's current PB Ratio of 0.86 is 21.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yamanashi Chuo Bank and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yamanashi Chuo Bank's current PB Ratio is 0.86, which is 258% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yamanashi Chuo Bank stock overvalued right now?
Based on GuruFocus' analysis, Yamanashi Chuo Bank (TSE:8360) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,674.87, compared to a current price of 円6,510.00 — trading 143.4% above its estimated fair value. The current PB Ratio is 0.86, which is 258% above median its 10-year median of 0.24 and 21.8% below the Banks industry median of 1.10. Yamanashi Chuo Bank's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Yamanashi Chuo Bank (TSE:8360), the current PB Ratio is 0.86 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yamanashi Chuo Bank (TSE:8360) Overvalued in 2026?
Based on GuruFocus' analysis, Yamanashi Chuo Bank stock appears to be overvalued.
The current stock price of 円6,510.00 is trading 143.4% above its estimated GF Value™ of 円2,674.87.
GuruFocus considers Yamanashi Chuo Bank to be Significantly Overvalued.
Key valuation signals for TSE:8360:
PB Ratio: 0.86 (258% above median its 10-year median of 0.24)
GF Value™: 円2,674.87 vs. price of 円6,510.00 (143.4% above fair value)
Industry Position: 21.8% below the Banks median (#454 of 1515)
No single metric tells the full story. See the TSE:8360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yamanashi Chuo Bank Ltd provides financing services in the Yamanashi Prefecture of Japan, as well as in western Tokyo. The bank is headquartered in Japan and generates all revenue domestically. The company provides services such as deposits, time deposits, personal loans, business loans, domestic and foreign exchange services, securities trading, corporate bond underwriting, sale of Japanese government bonds, investment trusts, insurance, currency hedging, forward exchange contracts, current swaps, credit cards, loan guarantees, and economic research.
47GF Score
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