Trinity Bank NATYBT 71 PB Ratio is 1.58 as of Jun. 26, 2026, which is 10% below its 10-year median of 1.75. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.08 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Trinity Bank NA ranks worse than 81.13% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Trinity Bank NA's share price is $96.25. Trinity Bank NA's Book Value per Share for the quarter that ended in Dec. 2025 was $60.94. Hence, Trinity Bank NA's PB Ratio of today is 1.58.
Good Sign:
Trinity Bank NA stock PB Ratio (=1.58) is close to 5-year low of 1.53.
The historical rank and industry rank for Trinity Bank NA's PB Ratio or its related term are showing as below:
TYBT'
s PB Ratio Range Over the Past 10 Years
Min: 1.53 Med: 1.75 Max: 2.36
Current: 1.58
During the past 10 years, Trinity Bank NA's highest PB Ratio was 2.36. The lowest was 1.53. And the median was 1.75.
TYBT's PB Ratio is ranked worse than 81.13% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs TYBT: 1.58
During the past 12 months, Trinity Bank NA's average Book Value Per Share Growth Rate was 20.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.60% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Trinity Bank NA was 60.30% per year. The lowest was 6.70% per year. And the median was 15.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Trinity Bank NA PB Ratio Related Terms
Trinity Bank NA PB Ratio Historical Data
* Premium members only.
The historical data trend for Trinity Bank NA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Trinity Bank NA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trinity Bank NA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Trinity Bank NA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Trinity Bank NA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Trinity Bank NA's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Trinity Bank NA (TYBT) has a PB Ratio of 1.58 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trinity Bank NA and its competitors. This is 10% below median its historical median of 1.75. Over the past decade, Trinity Bank NA's PB Ratio has ranged from 1.53 to 2.36. According to the industry distribution chart, Trinity Bank NA ranks #1230 out of 1516 companies in the Banks industry, placing it in the top 81.1%.
Is Trinity Bank NA's PB Ratio too high?
Trinity Bank NA's current PB Ratio of 1.58 is 10% below median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 2.36. The Banks industry median PB Ratio is 1.09. Trinity Bank NA's value of 1.58 is 45% above this industry median. Based on the distribution chart, Trinity Bank NA ranks #1230 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's PB Ratio compare to KTHN and GSBX?
According to the Banks industry distribution chart, Trinity Bank NA ranks #1230 out of 1516 companies for PB Ratio. This places Trinity Bank NA in the lower half of its industry. The industry median PB Ratio is 1.09. Trinity Bank NA's value of 1.58 is 45% above this benchmark. Historically, Trinity Bank NA's own PB Ratio has ranged from 1.53 to 2.36 over the past decade. While the company's 10-year median is 1.75 vs. the industry median of 1.09, Trinity Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Bank NA's current PB Ratio of 1.58 is 45% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current PB Ratio is 1.58, which is 10% below median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.08, compared to a current price of $96.25 — trading 15.6% below its estimated fair value. The current PB Ratio is 1.58, which is 10% below median its 10-year median of 1.75 and 45% above the Banks industry median of 1.09. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current PB Ratio is 1.58 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trinity Bank NA (TYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued.
The current stock price of $96.25 is trading 15.6% below its estimated GF Value™ of $114.08.
GuruFocus considers Trinity Bank NA to be Modestly Undervalued.
Key valuation signals for TYBT:
PB Ratio: 1.58 (10% below median its 10-year median of 1.75)
GF Value™: $114.08 vs. price of $96.25 (15.6% below fair value)
Industry Position: 45% above the Banks median (#1230 of 1516)
No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
71GF Score
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