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Wise FinanceWAR:IBS -1.87%51 PB Ratio is 0.52 as of Jul. 23, 2026, which is 32% below its 10-year median of 0.76. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,712 Real Estate companies, Wise Finance ranks better than 68.57% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-23), Wise Finance's share price is zł52.40. Wise Finance's Book Value per Share for the quarter that ended in Mar. 2026 was zł99.88. Hence, Wise Finance's PB Ratio of today is 0.52.
Good Sign:
Wise Finance SA stock PB Ratio (=0.56) is close to 3-year low of 0.56.
The historical rank and industry rank for Wise Finance's PB Ratio or its related term are showing as below:
WAR:IBS'
s PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.76 Max: 1.64
Current: 0.53
During the past 13 years, Wise Finance's highest PB Ratio was 1.64. The lowest was 0.24. And the median was 0.76.
WAR:IBS's PB Ratio is ranked better than 68.57% of 1712
companies
in the Real Estate industry
Industry Median: 0.81
vs WAR:IBS: 0.53
During the past 12 months, Wise Finance's average Book Value Per Share Growth Rate was -8.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Wise Finance was 95.90% per year. The lowest was -77.50% per year. And the median was 7.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Wise Finance PB Ratio Related Terms
Wise Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Wise Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Wise Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Finance PB Ratio vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Wise Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Wise Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Wise Finance's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Wise Finance (WAR:IBS) has a PB Ratio of 0.52 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Wise Finance and its competitors. This is 32% below median its historical median of 0.76. Over the past decade, Wise Finance's PB Ratio has ranged from 0.24 to 1.64. According to the industry distribution chart, Wise Finance ranks #538 out of 1712 companies in the Real Estate industry, placing it in the top 31.4%.
Is Wise Finance's PB Ratio too high?
Wise Finance's current PB Ratio of 0.52 is 32% below median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 1.64. The Real Estate industry median PB Ratio is 0.81. Wise Finance's value of 0.52 is 35.8% below this industry median. Based on the distribution chart, Wise Finance ranks #538 out of 1712 companies in the Real Estate industry, which is above the industry midpoint. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's PB Ratio compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #538 out of 1712 companies for PB Ratio. This puts Wise Finance in the upper half of its industry. The industry median PB Ratio is 0.81. Wise Finance's value of 0.52 is 35.8% below this benchmark. Historically, Wise Finance's own PB Ratio has ranged from 0.24 to 1.64 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.81, Wise Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Real Estate company?
The median PB Ratio among Real Estate companies is 0.81, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current PB Ratio of 0.52 is 35.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median PB Ratio is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current PB Ratio is 0.52, which is 32% below median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current PB Ratio is 0.52, which is 32% below median its 10-year median of 0.76 and 35.8% below the Real Estate industry median of 0.81. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current PB Ratio is 0.52 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Finance (WAR:IBS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued.
The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94.
GuruFocus considers Wise Finance to be Modestly Overvalued.
Key valuation signals for WAR:IBS:
PB Ratio: 0.52 (32% below median its 10-year median of 0.76)
GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
Industry Position: 35.8% below the Real Estate median (#538 of 1712)
No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score
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