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Sterling InvestmentsXJAM:SIL -5.76%67 PB Ratio is 0.85 as of Jul. 17, 2026, which is 6% below its 10-year median of 0.90. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 777 Capital Markets companies, Sterling Investments ranks better than 69.5% on this metric.
The historical rank and industry rank for Sterling Investments's PB Ratio or its related term are showing as below:
XJAM:SIL'
s PB Ratio Range Over the Past 10 Years
Min: 0.55 Med: 0.9 Max: 1.63
Current: 0.85
During the past 13 years, Sterling Investments's highest PB Ratio was 1.63. The lowest was 0.55. And the median was 0.90.
XJAM:SIL's PB Ratio is ranked better than 69.5% of 777
companies
in the Capital Markets industry
Industry Median: 1.34
vs XJAM:SIL: 0.85
During the past 12 months, Sterling Investments's average Book Value Per Share Growth Rate was 2.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sterling Investments was 10.80% per year. The lowest was -52.10% per year. And the median was 3.50% per year.
Back to Basics: PB Ratio
Sterling Investments (XJAM:SIL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sterling Investments PB Ratio Related Terms
Sterling Investments PB Ratio Historical Data
* Premium members only.
The historical data trend for Sterling Investments's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Sterling Investments's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Investments PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sterling Investments's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sterling Investments's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sterling Investments (XJAM:SIL) has a PB Ratio of 0.85 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sterling Investments and its competitors. This is near median its historical median of 0.90. Over the past decade, Sterling Investments' PB Ratio has ranged from 0.55 to 1.63. According to the industry distribution chart, Sterling Investments ranks #237 out of 777 companies in the Capital Markets industry, placing it in the top 30.5%.
Is Sterling Investments' PB Ratio too high?
Sterling Investments' current PB Ratio of 0.85 is near median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.63. The Capital Markets industry median PB Ratio is 1.34. Sterling Investments' value of 0.85 is 36.6% below this industry median. Based on the distribution chart, Sterling Investments ranks #237 out of 777 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #237 out of 777 companies for PB Ratio. This puts Sterling Investments in the upper half of its industry. The industry median PB Ratio is 1.34. Sterling Investments' value of 0.85 is 36.6% below this benchmark. Historically, Sterling Investments' own PB Ratio has ranged from 0.55 to 1.63 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.34, Sterling Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current PB Ratio of 0.85 is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current PB Ratio is 0.85, which is near median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current PB Ratio is 0.85, which is near median its 10-year median of 0.90 and 36.6% below the Capital Markets industry median of 1.34. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current PB Ratio is 0.85 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Investments (XJAM:SIL) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued.
The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59.
GuruFocus considers Sterling Investments to be Modestly Overvalued.
Key valuation signals for XJAM:SIL:
PB Ratio: 0.85 (near median its 10-year median of 0.90)
GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
Industry Position: 36.6% below the Capital Markets median (#237 of 777)
No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score
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