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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-02), White River Bancshares Co's 3-1 Month Momentum % is 1.26%.
The industry rank for White River Bancshares Co's 3-1 Month Momentum % or its related term are showing as below:
WRIV's 3-1 Month Momentum % is ranked worse than 56.11% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs WRIV: 1.26
White River Bancshares Co (OTCPK:WRIV) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
White River Bancshares Co 3-1 Month Momentum % Related Terms
WRIV vs SLBK, DIMC, AMBK: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, White River Bancshares Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
White River Bancshares Co 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, White River Bancshares Co's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where White River Bancshares Co's 3-1 Month Momentum % falls into.
White River Bancshares Co (OTCPK:WRIV) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
White River Bancshares Co (WRIV) has a 3-1 Month Momentum % of 1.26% as of Aug. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on White River Bancshares Co and its competitors. According to the industry distribution chart, White River Bancshares Co ranks #886 out of 1579 companies in the Banks industry, placing it in the top 56.1%.
Is White River Bancshares Co's 3-1 Month Momentum % too high?
White River Bancshares Co's current 3-1 Month Momentum % is 1.26%. The Banks industry median 3-1 Month Momentum % is 2.74. White River Bancshares Co's value of 1.26% is 54% below this industry median. Based on the distribution chart, White River Bancshares Co ranks #886 out of 1579 companies in the Banks industry, which is below the industry midpoint. Overall, White River Bancshares Co has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does White River Bancshares Co's 3-1 Month Momentum % compare to SLBK and DIMC?
According to the Banks industry distribution chart, White River Bancshares Co ranks #886 out of 1579 companies for 3-1 Month Momentum %. This places White River Bancshares Co in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. White River Bancshares Co's value of 1.26% is 54% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. White River Bancshares Co's current 3-1 Month Momentum % of 1.26% is 54% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on White River Bancshares Co and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. White River Bancshares Co's current 3-1 Month Momentum % is 1.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White River Bancshares Co stock overvalued right now?
Based on GuruFocus' analysis, White River Bancshares Co (WRIV) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.53, compared to a current price of $64.38 — trading 24.9% above its estimated fair value. The current 3-1 Month Momentum % is 1.26% and 54% below the Banks industry median of 2.74. White River Bancshares Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For White River Bancshares Co (WRIV), the current 3-1 Month Momentum % is 1.26% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is White River Bancshares Co (WRIV) Overvalued in 2026?
Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued.
The current stock price of $64.38 is trading 24.9% above its estimated GF Value™ of $51.53.
GuruFocus considers White River Bancshares Co to be Modestly Overvalued.
Key valuation signals for WRIV:
3-1 Month Momentum %: 1.26%
GF Value™: $51.53 vs. price of $64.38 (24.9% above fair value)
Industry Position: 54% below the Banks median (#886 of 1579)
No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
64GF Score
Get the complete analysis for WRIV
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