WRIV (White River Bancshares Co) Shiller PE Ratio: (As of Sep. 22, 2026)

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WRIV White River Bancshares Co WRIV
59 GF Score
Price $33.00
GF Value $26.16
Valuation Modestly Overvalued
! 5 Warning Signs
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What is White River Bancshares Co Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


White River Bancshares Co  (OTCPK:WRIV) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


White River Bancshares Co Shiller PE Ratio Related Terms


White River Bancshares Co Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for White River Bancshares Co's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White River Bancshares Co Shiller PE Ratio Chart

White River Bancshares Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 12.21 15.11

White River Bancshares Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.32 15.75 15.11 15.88 16.17

WRIV vs FSRL, SLBK, BCBP: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, White River Bancshares Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White River Bancshares Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's Shiller PE Ratio falls into.


WRIV
59GF Score
White River Bancshares Co WRIV
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

White River Bancshares Co Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

White River Bancshares Co's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, White River Bancshares Co's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=2.8157/324.0540*324.0540
=2.816

Current CPI (Dec25) = 324.0540.

White River Bancshares Co Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 241.432 0.000
201712 246.524 0.000
201812 1.185 251.233 1.528
201912 1.320 256.974 1.664
202012 0.986 260.474 1.226
202112 1.808 278.802 2.101
202212 1.410 296.797 1.539
202312 0.639 306.746 0.675
202412 1.514 315.605 1.554
202512 2.816 324.054 2.816

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is White River Bancshares Co (WRIV) Overvalued in 2026?

Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued. The current stock price of $33.00 is trading 26.1% above its estimated GF Value™ of $26.16. GuruFocus considers White River Bancshares Co to be Modestly Overvalued.

Key valuation signals for WRIV:

  • Shiller PE Ratio:
  • GF Value™: $26.16 vs. price of $33.00 (26.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White River Bancshares Co Business Description

Address 3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
59GF Score

Get the complete analysis for WRIV

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.00
Price
$26.16
GF Value