WRIV (White River Bancshares Co) Tariff Resilience Score: 9/10 (As of Aug. 01, 2026)

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WRIV White River Bancshares Co WRIV
64 GF Score
Price $64.38
GF Value $51.53
Valuation Modestly Overvalued
! 5 Warning Signs
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What is White River Bancshares Co Tariff Resilience Score?

White River Bancshares Co WRIV 64 Tariff Resilience Score is 9 as of Aug. 01, 2026. GuruFocus rates WRIV with a GF Score™ of 64/100 and a GF Value™ of $51.53 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, White River Bancshares Co ranks better than 99.32% on this metric.

White River Bancshares Co has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

White River Bancshares Co has As a financial institution, it has minimal direct exposure to tariffs. Its operations are primarily domestic, with no significant reliance on international supply chains or trade.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes White River Bancshares Co might have Highly Resilient.

White River Bancshares Co  (OTCPK:WRIV) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

White River Bancshares Co Tariff Resilience Score Related Terms

WRIV vs SLBK, DIMC, AMBK: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, White River Bancshares Co's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

White River Bancshares Co Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's Tariff Resilience Score falls into.


WRIV
64GF Score
White River Bancshares Co WRIV
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
White River Bancshares Co (WRIV) has a Tariff Resilience Score of 9 as of Aug. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, White River Bancshares Co ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is White River Bancshares Co's Tariff Resilience Score too high?
White River Bancshares Co's current Tariff Resilience Score is 9. Based on the distribution chart, White River Bancshares Co ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, White River Bancshares Co has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does White River Bancshares Co's Tariff Resilience Score compare to SLBK and DIMC?
According to the Banks industry distribution chart, White River Bancshares Co ranks #11 out of 1606 companies for Tariff Resilience Score. This places White River Bancshares Co in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. White River Bancshares Co's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White River Bancshares Co stock overvalued right now?
Based on GuruFocus' analysis, White River Bancshares Co (WRIV) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.53, compared to a current price of $64.38 — trading 24.9% above its estimated fair value. The current Tariff Resilience Score is 9. White River Bancshares Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For White River Bancshares Co (WRIV), the current Tariff Resilience Score is 9 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White River Bancshares Co (WRIV) Overvalued in 2026?

Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued. The current stock price of $64.38 is trading 24.9% above its estimated GF Value™ of $51.53. GuruFocus considers White River Bancshares Co to be Modestly Overvalued.

Key valuation signals for WRIV:

  • Tariff Resilience Score: 9
  • GF Value™: $51.53 vs. price of $64.38 (24.9% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

White River Bancshares Co Business Description

Address 3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
64GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.38
Price
$51.53
GF Value