WRIV (White River Bancshares Co) Book Value per Share: $48.41 (As of Jun. 2026)

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WRIV White River Bancshares Co WRIV
64 GF Score
Price $64.38
GF Value $51.53
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is White River Bancshares Co Book Value per Share?

White River Bancshares Co WRIV 64 Book Value per Share is $48.41 as of Jun. 2026. GuruFocus rates WRIV with a GF Score™ of 64/100 and a GF Value™ of $51.53 (Modestly Overvalued). The stock has 5 warning signs investors should review.

White River Bancshares Co's book value per share for the quarter that ended in Jun. 2026 was $48.41.

During the past 12 months, White River Bancshares Co's average Book Value Per Share Growth Rate was 15.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of White River Bancshares Co was 8.50% per year. The lowest was -1.70% per year. And the median was 2.80% per year.

White River Bancshares Co's current price is $64.382. Its book value per share for the quarter that ended in Jun. 2026 was $48.41. Hence, today's PB Ratio of White River Bancshares Co is 1.33.

During the past 10 years, the highest P/B Ratio of White River Bancshares Co was 1.33. The lowest was 0.63. And the median was 0.96.

Warning Sign:

White River Bancshares Co stock PB Ratio (=1.33) is close to 10-year high of 1.33.


White River Bancshares Co  (OTCPK:WRIV) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


White River Bancshares Co Book Value per Share Related Terms


White River Bancshares Co Book Value per Share Historical Data

* Premium members only.

The historical data trend for White River Bancshares Co's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White River Bancshares Co Book Value per Share Chart

White River Bancshares Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.38 38.81 40.10 39.47 46.39

White River Bancshares Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.87 44.41 46.39 47.19 48.41

WRIV vs SLBK, DIMC, AMBK: Book Value per Share Comparison

For the Banks - Regional subindustry, White River Bancshares Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White River Bancshares Co PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's PB Ratio falls into.


WRIV
64GF Score
White River Bancshares Co WRIV
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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White River Bancshares Co Book Value per Share Calculation

White River Bancshares Co's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(112.92-0.00)/2.43
=46.39

White River Bancshares Co's Book Value Per Share for the quarter that ended in Jun. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(117.98-0.00)/2.44
=48.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $48.41 mean?
White River Bancshares Co (WRIV) has a Book Value per Share of $48.41 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on White River Bancshares Co and its competitors.
Is White River Bancshares Co's Book Value per Share too high?
White River Bancshares Co's current Book Value per Share is $48.41. Overall, White River Bancshares Co has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does White River Bancshares Co's Book Value per Share compare to SLBK and DIMC?
White River Bancshares Co's Book Value per Share of $48.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on White River Bancshares Co and its competitors. White River Bancshares Co's current Book Value per Share is $48.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White River Bancshares Co stock overvalued right now?
Based on GuruFocus' analysis, White River Bancshares Co (WRIV) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.53, compared to a current price of $64.38 — trading 24.9% above its estimated fair value. The current Book Value per Share is $48.41. White River Bancshares Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For White River Bancshares Co (WRIV), the current Book Value per Share is $48.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White River Bancshares Co (WRIV) Overvalued in 2026?

Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued. The current stock price of $64.38 is trading 24.9% above its estimated GF Value™ of $51.53. GuruFocus considers White River Bancshares Co to be Modestly Overvalued.

Key valuation signals for WRIV:

  • Book Value per Share: $48.41
  • GF Value™: $51.53 vs. price of $64.38 (24.9% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White River Bancshares Co Business Description

Address 3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
64GF Score

Get the complete analysis for WRIV

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.38
Price
$51.53
GF Value