WRIV (White River Bancshares Co) Momentum Rank: 3 (As of Sep. 22, 2026) — Near Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WRIV White River Bancshares Co WRIV
59 GF Score
Price $33.00
GF Value $26.16
Valuation Modestly Overvalued
! 5 Warning Signs
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What is White River Bancshares Co Momentum Rank?

White River Bancshares Co WRIV +0.03% 59 Momentum Rank is 3 as of Sep. 22, 2026, which is at its 10-year median of 3.00. GuruFocus rates WRIV with a GF Score™ of 59/100 and a GF Value™ of $26.16 (Modestly Overvalued). The stock has 5 warning signs investors should review.

White River Bancshares Co has the Momentum Rank of 3.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

White River Bancshares Co Momentum Rank Related Terms

WRIV vs FSRL, SLBK, BCBP: Momentum Rank Comparison

For the Banks - Regional subindustry, White River Bancshares Co's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

White River Bancshares Co Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's Momentum Rank distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's Momentum Rank falls into.


WRIV
59GF Score
White River Bancshares Co WRIV
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 3 mean?
White River Bancshares Co (WRIV) has a Momentum Rank of 3 as of Sep. 22, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on White River Bancshares Co and its competitors. This is near median its historical median of 3.00. Over the past decade, White River Bancshares Co's Momentum Rank has ranged from 1.00 to 10.00.
Is White River Bancshares Co's Momentum Rank too high?
White River Bancshares Co's current Momentum Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, White River Bancshares Co has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does White River Bancshares Co's Momentum Rank compare to FSRL and SLBK?
White River Bancshares Co's Momentum Rank of 3 can be compared against companies in the Banks industry. Historically, White River Bancshares Co's own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on White River Bancshares Co and its competitors. White River Bancshares Co's current Momentum Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White River Bancshares Co stock overvalued right now?
Based on GuruFocus' analysis, White River Bancshares Co (WRIV) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.16, compared to a current price of $33.00 — trading 26.1% above its estimated fair value. The current Momentum Rank is 3, which is near median its 10-year median of 3.00. White River Bancshares Co's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For White River Bancshares Co (WRIV), the current Momentum Rank is 3 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White River Bancshares Co (WRIV) Overvalued in 2026?

Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued. The current stock price of $33.00 is trading 26.1% above its estimated GF Value™ of $26.16. GuruFocus considers White River Bancshares Co to be Modestly Overvalued.

Key valuation signals for WRIV:

  • Momentum Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $26.16 vs. price of $33.00 (26.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

White River Bancshares Co Business Description

Address 3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
59GF Score

Get the complete analysis for WRIV

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.00
Price
$26.16
GF Value