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WRIV (White River Bancshares Co) Net Margin % : 24.01% (As of Sep. 2024)


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What is White River Bancshares Co Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. White River Bancshares Co's Net Income for the three months ended in Sep. 2024 was $2.74 Mil. White River Bancshares Co's Revenue for the three months ended in Sep. 2024 was $11.41 Mil. Therefore, White River Bancshares Co's net margin for the quarter that ended in Sep. 2024 was 24.01%.

The historical rank and industry rank for White River Bancshares Co's Net Margin % or its related term are showing as below:

WRIV' s Net Margin % Range Over the Past 10 Years
Min: 7.06   Med: 14.74   Max: 20.23
Current: 14.14


WRIV's Net Margin % is ranked worse than
77.92% of 1540 companies
in the Banks industry
Industry Median: 24.875 vs WRIV: 14.14

White River Bancshares Co Net Margin % Historical Data

The historical data trend for White River Bancshares Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

White River Bancshares Co Net Margin % Chart

White River Bancshares Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial 18.58 12.92 20.23 14.62 7.06

White River Bancshares Co Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 8.20 5.29 16.84 24.01

Competitive Comparison of White River Bancshares Co's Net Margin %

For the Banks - Regional subindustry, White River Bancshares Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White River Bancshares Co's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's Net Margin % falls into.


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White River Bancshares Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

White River Bancshares Co's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=2.545/36.034
=7.06 %

White River Bancshares Co's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=2.74/11.414
=24.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


White River Bancshares Co  (OTCPK:WRIV) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


White River Bancshares Co Net Margin % Related Terms

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White River Bancshares Co Business Description

Traded in Other Exchanges
N/A
Address
3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans.