WRIV (White River Bancshares Co) Shareholder Yield % : 0.34% (As of Jun. 2026) — 94% Below Median

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WRIV White River Bancshares Co WRIV
64 GF Score
Price $64.38
GF Value $51.52
Valuation Modestly Overvalued
! 5 Warning Signs
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What is White River Bancshares Co Shareholder Yield %?

White River Bancshares Co WRIV 64 Shareholder Yield % is 0.34% as of Jun. 2026, which is 94% below its 10-year median of 5.80. GuruFocus rates WRIV with a GF Score™ of 64/100 and a GF Value™ of $51.52 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, White River Bancshares Co ranks worse than 55.76% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, White River Bancshares Co's Shareholder Yield % was 0.34%.


White River Bancshares Co  (OTCPK:WRIV) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


White River Bancshares Co Shareholder Yield % Related Terms


White River Bancshares Co Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for White River Bancshares Co's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White River Bancshares Co Shareholder Yield % Chart

White River Bancshares Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.22 -17.93 -75.84 -8.14 9.81

White River Bancshares Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.63 7.21 9.81 6.00 0.40

WRIV vs SLBK, DIMC, AMBK: Shareholder Yield % Comparison

For the Banks - Regional subindustry, White River Bancshares Co's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White River Bancshares Co Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's Shareholder Yield % falls into.


WRIV
64GF Score
White River Bancshares Co WRIV
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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White River Bancshares Co Shareholder Yield % Calculation

White River Bancshares Co's Shareholder Yield % for the quarter that ended in Jun. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.92 %+0.00 %+-0.52 %
=0.4 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 0.34% mean?
White River Bancshares Co (WRIV) has a Shareholder Yield % of 0.34% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on White River Bancshares Co and its competitors. This is 94% below median its historical median of 5.80. According to the industry distribution chart, White River Bancshares Co ranks #837 out of 1501 companies in the Banks industry, placing it in the top 55.8%.
Is White River Bancshares Co's Shareholder Yield % too high?
White River Bancshares Co's current Shareholder Yield % of 0.34% is 94% below median its 10-year median of 5.80. The Banks industry median Shareholder Yield % is 1.51. White River Bancshares Co's value of 0.34% is 77.5% below this industry median. Based on the distribution chart, White River Bancshares Co ranks #837 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, White River Bancshares Co has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does White River Bancshares Co's Shareholder Yield % compare to SLBK and DIMC?
According to the Banks industry distribution chart, White River Bancshares Co ranks #837 out of 1501 companies for Shareholder Yield %. This places White River Bancshares Co in the lower half of its industry. The industry median Shareholder Yield % is 1.51. White River Bancshares Co's value of 0.34% is 77.5% below this benchmark. While the company's 10-year median is 5.80 vs. the industry median of 1.51, White River Bancshares Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. White River Bancshares Co's current Shareholder Yield % of 0.34% is 77.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on White River Bancshares Co and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. White River Bancshares Co's current Shareholder Yield % is 0.34%, which is 94% below median its own 10-year median of 5.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White River Bancshares Co stock overvalued right now?
Based on GuruFocus' analysis, White River Bancshares Co (WRIV) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.52, compared to a current price of $64.38 — trading 25% above its estimated fair value. The current Shareholder Yield % is 0.34%, which is 94% below median its 10-year median of 5.80 and 77.5% below the Banks industry median of 1.51. White River Bancshares Co's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For White River Bancshares Co (WRIV), the current Shareholder Yield % is 0.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White River Bancshares Co (WRIV) Overvalued in 2026?

Based on GuruFocus' analysis, White River Bancshares Co stock appears to be overvalued. The current stock price of $64.38 is trading 25% above its estimated GF Value™ of $51.52. GuruFocus considers White River Bancshares Co to be Modestly Overvalued.

Key valuation signals for WRIV:

  • Shareholder Yield %: 0.34% (94% below median its 10-year median of 5.80)
  • GF Value™: $51.52 vs. price of $64.38 (25% above fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 77.5% below the Banks median (#837 of 1501)

No single metric tells the full story. See the WRIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White River Bancshares Co Business Description

Address 3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans. The company portfolio segments includes Real Estate, Commercial and Industrial, Consumer, and Agricultural Production.
64GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.38
Price
$51.52
GF Value