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WRIV (White River Bancshares Co) PB Ratio : 0.98 (As of Mar. 24, 2025)


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What is White River Bancshares Co PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-24), White River Bancshares Co's share price is $39.25. White River Bancshares Co's Book Value per Share for the quarter that ended in Sep. 2024 was $39.91. Hence, White River Bancshares Co's PB Ratio of today is 0.98.

The historical rank and industry rank for White River Bancshares Co's PB Ratio or its related term are showing as below:

WRIV' s PB Ratio Range Over the Past 10 Years
Min: 0.63   Med: 0.94   Max: 1.18
Current: 0.98

During the past 8 years, White River Bancshares Co's highest PB Ratio was 1.18. The lowest was 0.63. And the median was 0.94.

WRIV's PB Ratio is ranked worse than
54.52% of 1528 companies
in the Banks industry
Industry Median: 0.93 vs WRIV: 0.98

During the past 3 years, the average Book Value Per Share Growth Rate was 1.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.10% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of White River Bancshares Co was 8.50% per year. The lowest was -1.70% per year. And the median was 2.80% per year.

Back to Basics: PB Ratio


White River Bancshares Co PB Ratio Historical Data

The historical data trend for White River Bancshares Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

White River Bancshares Co PB Ratio Chart

White River Bancshares Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial 0.94 0.80 1.00 0.97 0.76

White River Bancshares Co Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.76 0.72 0.71 0.71

Competitive Comparison of White River Bancshares Co's PB Ratio

For the Banks - Regional subindustry, White River Bancshares Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White River Bancshares Co's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, White River Bancshares Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where White River Bancshares Co's PB Ratio falls into.



White River Bancshares Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

White River Bancshares Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=39.25/39.909
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


White River Bancshares Co  (OTCPK:WRIV) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


White River Bancshares Co PB Ratio Related Terms

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White River Bancshares Co Business Description

Traded in Other Exchanges
N/A
Address
3878 North Crossover Road, P. O. Box 8550, Suite 20, Fayetteville, AR, USA, 72703
White River Bancshares Co is a bank holding company. Through its subsidiary, it is engaged in providing a full range of financial services to individuals and commercial customers in Washington, Benton, Monroe, and Boone Counties in Arkansas. The Bank's primary deposit products are demand deposit accounts and certificates of deposit. Its primary lending products are real estate and commercial loans.