Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
6-1 Month Momentum % is the total return of the stock from 6-month ago to 1-month ago. As of today (2026-09-15), Ally Financial's 6-1 Month Momentum % is 22.94%.
The industry rank for Ally Financial's 6-1 Month Momentum % or its related term are showing as below:
LTS:0HD0's 6-1 Month Momentum % is ranked better than 78.67% of 572
companies
in the Credit Services industry
Industry Median: 1.445
vs LTS:0HD0: 22.94
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 6-1 Month Momentum % measures the total return to a stock over the past six months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Ally Financial 6-1 Month Momentum % Related Terms
LTS:0HD0 vs FCFS, OMF, CACC: 6-1 Month Momentum % Comparison
For the Credit Services subindustry, Ally Financial's 6-1 Month Momentum %, along with its competitors' market caps and 6-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial 6-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's 6-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Ally Financial's 6-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial (LTS:0HD0) has a 6-1 Month Momentum % of 22.94% as of Sep. 15, 2026. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #122 out of 572 companies in the Credit Services industry, placing it in the top 21.3%.
Is Ally Financial's 6-1 Month Momentum % too high?
Ally Financial's current 6-1 Month Momentum % is 22.94%. The Credit Services industry median 6-1 Month Momentum % is 1.45. Ally Financial's value of 22.94% is 1487.5% above this industry median. Based on the distribution chart, Ally Financial ranks #122 out of 572 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Ally Financial has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's 6-1 Month Momentum % compare to FCFS and OMF?
According to the Credit Services industry distribution chart, Ally Financial ranks #122 out of 572 companies for 6-1 Month Momentum %. This places Ally Financial in the top 21% of its industry — outperforming the majority of peers. The industry median 6-1 Month Momentum % is 1.45. Ally Financial's value of 22.94% is 1487.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 6-1 Month Momentum % for a Credit Services company?
The median 6-1 Month Momentum % among Credit Services companies is 1.45, based on 572 companies in the industry. Companies in the top quartile (top 25%) have a 6-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 6-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ally Financial's current 6-1 Month Momentum % of 22.94% is 1487.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 6-1 Month Momentum % mean?
A high 6-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median 6-1 Month Momentum % is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current 6-1 Month Momentum % is 22.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (LTS:0HD0) is currently considered Fairly Valued. The stock's GF Value™ is $40.61, compared to a current price of $41.81 — trading 3% above its estimated fair value. The current 6-1 Month Momentum % is 22.94% and 1487.5% above the Credit Services industry median of 1.45. Ally Financial's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 6-1 Month Momentum % calculated?
6-1 Month Momentum % is calculated from a company's financial statements. For Ally Financial (LTS:0HD0), the current 6-1 Month Momentum % is 22.94% as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (LTS:0HD0) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of $41.81 is trading 3% above its estimated GF Value™ of $40.61.
GuruFocus considers Ally Financial to be Fairly Valued.
Key valuation signals for LTS:0HD0:
6-1 Month Momentum %: 22.94%
GF Value™: $40.61 vs. price of $41.81 (3% above fair value)
Industry Position: 1487.5% above the Credit Services median (#122 of 572)
No single metric tells the full story. See the LTS:0HD0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
71GF Score
Get the complete analysis for LTS:0HD0
6-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0HD0 has been successfully added to your 
