Ally FinancialLTS:0HD0 +0.90%73 Dividend Yield % is 2.64% as of Jun. 25, 2026, which is 7% above its 10-year median of 2.47. GuruFocus rates LTS:0HD0 with a GF Score™ of 73/100 and a GF Value™ of $38.92 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 211 Credit Services companies, Ally Financial ranks worse than 65.88% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of Ally Financial is 2.64%.
Warning Sign:
Ally Financial Inc stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for Ally Financial's Dividend Yield % or its related term are showing as below:
LTS:0HD0'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.39 Med: 2.47 Max: 5.84
Current: 2.64
During the past 13 years, the highest Dividend Yield of Ally Financial was 5.84%. The lowest was 0.39%. And the median was 2.47%.
LTS:0HD0's Dividend Yield % is ranked worse than 65.88% of 211
companies
in the Credit Services industry
Industry Median: 3.97
vs LTS:0HD0: 2.64
During the past 5 years, the average Dividends Per Share Growth Rate was 9.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Ally Financial was 62.00% per year. The lowest was 0.00% per year. And the median was 16.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Ally Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0HD0 vs FCFS, KLAR, OMF: Dividend Yield % Comparison
For the Credit Services subindustry, Ally Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Ally Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Ally Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.300000
2026-05-01
2026-05-01
2026-05-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-02-02
2026-02-02
2026-02-17
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2025-10-31
2025-10-31
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2025-08-01
2025-08-01
2025-08-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Ally Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ally Financial (LTS:0HD0) has a Dividend Yield % of 2.64% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Ally Financial and its competitors. This is near median its historical median of 2.47. Over the past decade, Ally Financial's Dividend Yield % has ranged from 0.39 to 5.84. According to the industry distribution chart, Ally Financial ranks #139 out of 211 companies in the Credit Services industry, placing it in the top 65.9%.
Is Ally Financial's Dividend Yield % too high?
Ally Financial's current Dividend Yield % of 2.64% is near median its 10-year median of 2.47. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 5.84. The Credit Services industry median Dividend Yield % is 3.97. Ally Financial's value of 2.64% is 33.5% below this industry median. Based on the distribution chart, Ally Financial ranks #139 out of 211 companies in the Credit Services industry, which is below the industry midpoint. Overall, Ally Financial has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Dividend Yield % compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #139 out of 211 companies for Dividend Yield %. This places Ally Financial in the lower half of its industry. The industry median Dividend Yield % is 3.97. Ally Financial's value of 2.64% is 33.5% below this benchmark. Historically, Ally Financial's own Dividend Yield % has ranged from 0.39 to 5.84 over the past decade. While the company's 10-year median is 2.47 vs. the industry median of 3.97, Ally Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.97, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ally Financial's current Dividend Yield % of 2.64% is 33.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current Dividend Yield % is 2.64%, which is near median its own 10-year median of 2.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (LTS:0HD0) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.92, compared to a current price of $45.78 — trading 17.6% above its estimated fair value. The current Dividend Yield % is 2.64%, which is near median its 10-year median of 2.47 and 33.5% below the Credit Services industry median of 3.97. Ally Financial's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Ally Financial (LTS:0HD0), the current Dividend Yield % is 2.64% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (LTS:0HD0) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of $45.78 is trading 17.6% above its estimated GF Value™ of $38.92.
GuruFocus considers Ally Financial to be Modestly Overvalued.
Key valuation signals for LTS:0HD0:
Dividend Yield %: 2.64% (near median its 10-year median of 2.47)
GF Value™: $38.92 vs. price of $45.78 (17.6% above fair value)
Industry Position: 33.5% below the Credit Services median (#139 of 211)
No single metric tells the full story. See the LTS:0HD0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
73GF Score
Get the complete analysis for LTS:0HD0
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0HD0 has been successfully added to your 
