Bangkok Life Assurance PCL (BKK:BLA-R) PE Ratio: 4.48 (As of Jun. 25, 2026) — 66% Below Median


BKK:BLA-R Bangkok Life Assurance PCL BKK:BLA-R
62 GF Score
Price ฿19.39
GF Value ฿17.87
! 4 Warning Signs
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What is Bangkok Life Assurance PCL PE Ratio?

Bangkok Life Assurance PCL BKK:BLA-R 62 PE Ratio is 4.48 as of Jun. 25, 2026, which is 66% below its 10-year median of 13.02. GuruFocus rates BKK:BLA-R with a GF Score™ of 62/100 and a GF Value™ of ฿17.87. The stock has 4 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Bangkok Life Assurance PCL's share price is ฿19.38857. Bangkok Life Assurance PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿4.33. Therefore, Bangkok Life Assurance PCL's PE Ratio for today is 4.48.

During the past 13 years, Bangkok Life Assurance PCL's highest PE Ratio was 28.69. The lowest was 4.45. And the median was 13.02.

Bangkok Life Assurance PCL's EPS (Diluted) for the three months ended in Mar. 2026 was ฿0.94. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿4.33.

As of today (2026-06-25), Bangkok Life Assurance PCL's share price is ฿19.38857. Bangkok Life Assurance PCL's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ฿4.33. Therefore, Bangkok Life Assurance PCL's PE Ratio without NRI ratio for today is 4.48.

During the past 13 years, Bangkok Life Assurance PCL's highest PE Ratio without NRI was 28.66. The lowest was 4.45. And the median was 13.02.

Bangkok Life Assurance PCL's EPS without NRI for the three months ended in Mar. 2026 was ฿0.94. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ฿4.33.

During the past 12 months, Bangkok Life Assurance PCL's average EPS without NRI Growth Rate was 55.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 29.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 26.40% per year.

During the past 13 years, Bangkok Life Assurance PCL's highest 3-Year average EPS without NRI Growth Rate was 55.60% per year. The lowest was -23.90% per year. And the median was 8.80% per year.

Bangkok Life Assurance PCL's EPS (Basic) for the three months ended in Mar. 2026 was ฿0.94. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ฿4.33.

Back to Basics: PE Ratio


Bangkok Life Assurance PCL  (BKK:BLA-R) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Bangkok Life Assurance PCL PE Ratio Related Terms


Bangkok Life Assurance PCL PE Ratio Historical Data

* Premium members only.

The historical data trend for Bangkok Life Assurance PCL's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bangkok Life Assurance PCL PE Ratio Chart

Bangkok Life Assurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.92 15.29 13.42 7.79 4.93

Bangkok Life Assurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.49 4.45 4.78 4.93 4.71

BKK:BLA-R vs AFL, MET, PRU: PE Ratio Comparison

For the Insurance - Life subindustry, Bangkok Life Assurance PCL's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bangkok Life Assurance PCL PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's PE Ratio distribution charts can be found below:

* The bar in red indicates where Bangkok Life Assurance PCL's PE Ratio falls into.


BKK:BLA-R
62GF Score
Bangkok Life Assurance PCL BKK:BLA-R
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bangkok Life Assurance PCL PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Bangkok Life Assurance PCL's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=19.38857/4.328
=4.48

Bangkok Life Assurance PCL's Share Price of today is ฿19.38857.
Bangkok Life Assurance PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿4.33.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 4.48 mean?
Bangkok Life Assurance PCL (BKK:BLA-R) has a PE Ratio of 4.48 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Bangkok Life Assurance PCL and its competitors. This is 66% below median its historical median of 13.02. Over the past decade, Bangkok Life Assurance PCL's PE Ratio has ranged from 4.45 to 28.69.
Is Bangkok Life Assurance PCL's PE Ratio too high?
Bangkok Life Assurance PCL's current PE Ratio of 4.48 is 66% below median its 10-year median of 13.02. Over the past 10 years, this metric has ranged from a low of 4.45 to a high of 28.69. Overall, Bangkok Life Assurance PCL has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's PE Ratio compare to AFL and MET?
Bangkok Life Assurance PCL's PE Ratio of 4.48 can be compared against companies in the Insurance industry. Historically, Bangkok Life Assurance PCL's own PE Ratio has ranged from 4.45 to 28.69 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Bangkok Life Assurance PCL and its competitors. Bangkok Life Assurance PCL's current PE Ratio is 4.48, which is 66% below median its own 10-year median of 13.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Bangkok Life Assurance PCL (BKK:BLA-R) has a current PE Ratio of 4.48. The stock's GF Value™ is ฿17.87, compared to a current price of ฿19.39 — trading 8.5% above its estimated fair value. The current PE Ratio is 4.48, which is 66% below median its 10-year median of 13.02. Bangkok Life Assurance PCL's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA-R), the current PE Ratio is 4.48 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bangkok Life Assurance PCL (BKK:BLA-R) Overvalued in 2026?

Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued. The current stock price of ฿19.39 is trading 8.5% above its estimated GF Value™ of ฿17.87.

Key valuation signals for BKK:BLA-R:

  • PE Ratio: 4.48 (66% below median its 10-year median of 13.02)
  • GF Value™: ฿17.87 vs. price of ฿19.39 (8.5% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the BKK:BLA-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bangkok Life Assurance PCL Business Description

Address No. 1415, Krungthep - Nonthaburi Road, Wong Sawang Subdistrict, Bangsue District, Bangkok, THA, 10800
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
62GF Score

Get the complete analysis for BKK:BLA-R

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿19.39
Price
฿17.87
GF Value