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Enova International (Enova International) Price-to-Free-Cash-Flow : 1.63 (As of Apr. 26, 2024)


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What is Enova International Price-to-Free-Cash-Flow?

As of today (2024-04-26), Enova International's share price is $62.45. Enova International's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $38.31. Hence, Enova International's Price-to-Free-Cash-Flow Ratio for today is 1.63.

The historical rank and industry rank for Enova International's Price-to-Free-Cash-Flow or its related term are showing as below:

ENVA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.41   Med: 1.4   Max: 3.89
Current: 1.89

During the past 13 years, Enova International's highest Price-to-Free-Cash-Flow Ratio was 3.89. The lowest was 0.41. And the median was 1.40.

ENVA's Price-to-Free-Cash-Flow is ranked better than
81.36% of 236 companies
in the Credit Services industry
Industry Median: 6.23 vs ENVA: 1.89

Enova International's Free Cash Flow per Share for the three months ended in Mar. 2024 was $11.43. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $38.31.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Enova International was 28.90% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 16.90% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 7.70% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 10.60% per year.

During the past 13 years, Enova International's highest 3-Year average Free Cash Flow per Share Growth Rate was 37.20% per year. The lowest was -15.00% per year. And the median was 18.45% per year.


Enova International Price-to-Free-Cash-Flow Historical Data

The historical data trend for Enova International's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enova International Price-to-Free-Cash-Flow Chart

Enova International Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 1.12 3.50 1.51 1.58

Enova International Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 1.66 1.53 1.58 1.64

Competitive Comparison of Enova International's Price-to-Free-Cash-Flow

For the Credit Services subindustry, Enova International's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enova International's Price-to-Free-Cash-Flow Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Enova International's Price-to-Free-Cash-Flow falls into.



Enova International Price-to-Free-Cash-Flow Calculation

Enova International's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=62.45/38.308
=1.63

Enova International's Share Price of today is $62.45.
Enova International's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $38.31.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Enova International  (NYSE:ENVA) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Enova International Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Enova International's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Enova International (Enova International) Business Description

Traded in Other Exchanges
Address
175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
Executives
Linda Johnson Rice director
Steven E Cunningham officer: Executive VP - CFO & Treasurer 2500 LAKE COOK ROAD, RIVERWOODS IL 60015
Ellen Carnahan director 222 WEST ADAMS ST, C/O WILLIAM BLAIR VENTURE MANAGEMENT CO, CHICAGO IL 60606-5307
Kirk Chartier officer: SVP - Chief Marketing Officer C/O OPTIONSXPRESS HOLDINGS, INC., 311 WEST MONROE; SUITE 1000, CHICAGO IL 60606
Sean Rahilly officer: VP - Chief Compliance Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
David Fisher director, officer: President - CEO 39 SOUTH LASALLE STREET, SUITE 220, CHICAGO IL 60605
James A Gray director 39 SOUTH LASALLE STREET SUITE 220, CHICAGO IL 60605
Gregg A. Kaplan director C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
James Joseph Lee officer: Chief Accounting Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., SUITE 1000, CHICAGO IL 60604
William M Goodyear director NAVIGANT CONSULTING, INC, 615 N. WABASH AVENUE, CHICAGO IL 60611
Mark Mcgowan director C/O COMBIMATRIX CORPORATION, 6500 HARBOUR HEIGHTS PARKWAY, SUITE 303, MUKILTEO WA 98275
Gregory T Zeeman officer: SVP - Chief Operating Officer C/O HSBC NORTH AMERICA, 26525 N. RIVERWOODS BLVD., METTAWA IL 60045
Daniel R Feehan director CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102
Mark Tebbe director LANTE CORP, 161 NORTH CLARK STREET, SUITE 4900, CHICAGO IL 60601
John Higginson officer: VP - Chief Technology Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604