ENVA (Enova International) Cyclically Adjusted Revenue per Share: $63.23 (As of Jun. 2026)

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ENVA Enova International Inc ENVA
75 GF Score
Price $255.96
GF Value $141.63
Valuation Significantly Overvalued
! 11 Warning Signs
View Full Analysis

What is Enova International Cyclically Adjusted Revenue per Share?

Enova International ENVA -2.68% 75 Cyclically Adjusted Revenue per Share is $63.23 as of Jun. 2026. GuruFocus rates ENVA with a GF Score™ of 75/100 and a GF Value™ of $141.63 (Significantly Overvalued). The stock has 11 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Enova International's adjusted revenue per share for the three months ended in Jun. 2026 was $35.355. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $63.23 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Enova International's average Cyclically Adjusted Revenue Growth Rate was 23.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 17.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Enova International was 17.90% per year. The lowest was 17.00% per year. And the median was 17.45% per year.

As of today (2026-08-06), Enova International's current stock price is $255.96. Enova International's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $63.23. Enova International's Cyclically Adjusted PS Ratio of today is 4.05.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Enova International was 4.16. The lowest was 0.89. And the median was 1.54.


Enova International  (NYSE:ENVA) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Enova International's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=255.96/63.23
=4.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Enova International was 4.16. The lowest was 0.89. And the median was 1.54.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Enova International Cyclically Adjusted Revenue per Share Related Terms


Enova International Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Enova International's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enova International Cyclically Adjusted Revenue per Share Chart

Enova International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.55 34.24 38.37 45.69 56.08

Enova International Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.05 53.76 56.08 59.74 63.23

ENVA vs CACC, KLAR, SEZL: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Enova International's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enova International Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Enova International's Cyclically Adjusted PS Ratio falls into.


ENVA
75GF Score
Enova International Inc ENVA
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enova International Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Enova International's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=35.355/333.9520*333.9520
=35.355

Current CPI (Jun. 2026) = 333.9520.

Enova International Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 5.839 241.428 8.077
201612 5.995 241.432 8.292
201703 5.649 243.801 7.738
201706 5.565 244.955 7.587
201709 6.471 246.819 8.755
201712 3.771 246.524 5.108
201803 7.356 249.554 9.844
201806 7.161 251.989 9.490
201809 8.240 252.439 10.901
201812 4.875 251.233 6.480
201903 7.682 254.202 10.092
201906 7.527 256.143 9.813
201909 8.839 256.759 11.496
201912 10.120 256.974 13.152
202003 11.033 258.115 14.275
202006 8.338 257.797 10.801
202009 6.737 260.280 8.644
202012 7.397 260.474 9.484
202103 6.921 264.877 8.726
202106 6.940 271.696 8.530
202109 8.429 274.310 10.262
202112 9.742 278.802 11.669
202203 11.058 287.504 12.844
202206 12.185 296.311 13.733
202209 13.839 296.808 15.571
202212 14.906 296.797 16.772
202303 14.774 301.836 16.346
202306 15.509 305.109 16.975
202309 17.283 307.789 18.752
202312 18.901 306.746 20.577
202403 20.672 312.332 22.103
202406 22.492 314.175 23.908
202409 24.897 315.301 26.370
202412 26.374 315.605 27.907
202503 27.507 319.799 28.724
202506 28.674 322.561 29.687
202509 30.322 324.800 31.176
202512 31.727 324.054 32.696
202603 33.213 330.213 33.589
202606 35.355 333.952 35.355

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $63.23 mean?
Enova International (ENVA) has a Cyclically Adjusted Revenue per Share of $63.23 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Enova International and its competitors.
Is Enova International's Cyclically Adjusted Revenue per Share too high?
Enova International's current Cyclically Adjusted Revenue per Share is $63.23. Overall, Enova International has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enova International's Cyclically Adjusted Revenue per Share compare to CACC and KLAR?
Enova International's Cyclically Adjusted Revenue per Share of $63.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Enova International and its competitors. Enova International's current Cyclically Adjusted Revenue per Share is $63.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enova International stock overvalued right now?
Based on GuruFocus' analysis, Enova International (ENVA) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.63, compared to a current price of $255.96 — trading 80.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $63.23. Enova International's overall GF Score™ is 75/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Enova International (ENVA), the current Cyclically Adjusted Revenue per Share is $63.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enova International (ENVA) Overvalued in 2026?

Based on GuruFocus' analysis, Enova International stock appears to be overvalued. The current stock price of $255.96 is trading 80.7% above its estimated GF Value™ of $141.63. GuruFocus considers Enova International to be Significantly Overvalued.

Key valuation signals for ENVA:

  • Cyclically Adjusted Revenue per Share: $63.23
  • GF Value™: $141.63 vs. price of $255.96 (80.7% above fair value)
  • GF Score™: 75/100 with 11 warning signs

No single metric tells the full story. See the ENVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enova International Business Description

Other Exchanges 27E:Germany
Address 175 West Jackson Boulevard, Suite 600, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
75GF Score

Get the complete analysis for ENVA

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$255.96
Price
$141.63
GF Value