ENVA (Enova International) Cash And Cash Equivalents : $74 Mil (As of Dec. 2024)

View and export this data going back to 2014. Start your Free Trial

What is Enova International Cash And Cash Equivalents?

Enova International's quarterly cash and cash equivalents increased from Jun. 2024 ($60.14 Mil) to Sep. 2024 ($67.50 Mil) and increased from Sep. 2024 ($67.50 Mil) to Dec. 2024 ($73.91 Mil).

Enova International's annual cash and cash equivalents declined from Dec. 2022 ($100.17 Mil) to Dec. 2023 ($54.36 Mil) but then increased from Dec. 2023 ($54.36 Mil) to Dec. 2024 ($73.91 Mil).

Enova International Cash And Cash Equivalents Historical Data

The historical data trend for Enova International's Cash And Cash Equivalents can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enova International Cash And Cash Equivalents Chart

Enova International Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Cash And Cash Equivalents

Get a 7-Day Free Trial

297.27

165.48

100.17

54.36

73.91

Enova International Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Cash And Cash Equivalents	Get a 7-Day Free Trial															54.36	76.46	60.14	67.50	73.91

Enova International Cash And Cash Equivalents Calculation

Cash and cash equivalents are the most liquid assets on the balance sheet. Cash equivalents are assets that are readily convertible into cash, such as money market holdings, short-term government bonds or Treasury bills, marketable securities and commercial paper.

Enova International (NYSE:ENVA) Cash And Cash Equivalents Explanation

A high number means either:

1) The company has competitive advantage generating lots of cash

2) Just sold a business or bonds (not necessarily good)

A low stockpile of cash usually means poor to mediocre economics.

There are 3 ways to create large cash reserve.

1) Sell new bonds or equity to public

2) Sell business or asset

3) It has an ongoing business generating more cash than it burns (usually means durable competitive advantage)

When a company is suffering a short term problem, Buffett looks at cash or marketable securities to see whether it has the financial strength to ride it out.

Important: Lots of cash and marketable securities + little debt = good chance that the business will sail on through tough times.

Test to see what is creating cash by looking at past 7 yrs of balance sheets. This will reveal how the cash was created.

Be Aware

Depreciation estimates make the calculation of net income susceptible to management's accounting choices. These choices can be either overly aggressive or overly conservative.

Enova International Cash And Cash Equivalents Related Terms

Thank you for viewing the detailed overview of Enova International's Cash And Cash Equivalents provided by GuruFocus.com. Please click on the following links to see related term pages.

Enova International Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Enova International Inc (NYSE:ENVA) » Definitions » Cash And Cash Equivalents

Comparable Companies

LU BFH FINV AGM.A WU SEZL LX NAVI NNI PRAA V MA AXP COF PYPL BOM:500034 DFS SYF BOM:543257 SOFI

Traded in Other Exchanges

27E:Germany

Address

175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604

Website

https://www.enova.com

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.

Executives

Steven E Cunningham	officer: Executive VP - CFO & Treasurer	2500 LAKE COOK ROAD, RIVERWOODS IL 60015
James Joseph Lee	officer: Chief Accounting Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., SUITE 1000, CHICAGO IL 60604
David Fisher	director, officer: President - CEO	39 SOUTH LASALLE STREET, SUITE 220, CHICAGO IL 60605
Sean Rahilly	officer: VP - Chief Compliance Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
Linda Johnson Rice	director
Kirk Chartier	officer: SVP - Chief Marketing Officer	C/O OPTIONSXPRESS HOLDINGS, INC., 311 WEST MONROE; SUITE 1000, CHICAGO IL 60606
Gregg A. Kaplan	director	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
Ellen Carnahan	director	222 WEST ADAMS ST, C/O WILLIAM BLAIR VENTURE MANAGEMENT CO, CHICAGO IL 60606-5307
James A Gray	director	39 SOUTH LASALLE STREET SUITE 220, CHICAGO IL 60605
William M Goodyear	director	NAVIGANT CONSULTING, INC, 615 N. WABASH AVENUE, CHICAGO IL 60611
Mark Mcgowan	director	C/O COMBIMATRIX CORPORATION, 6500 HARBOUR HEIGHTS PARKWAY, SUITE 303, MUKILTEO WA 98275
Gregory T Zeeman	officer: SVP - Chief Operating Officer	C/O HSBC NORTH AMERICA, 26525 N. RIVERWOODS BLVD., METTAWA IL 60045
Daniel R Feehan	director	CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102
Mark Tebbe	director	LANTE CORP, 161 NORTH CLARK STREET, SUITE 4900, CHICAGO IL 60601
John Higginson	officer: VP - Chief Technology Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604