ENVA (Enova International) Institutional Ownership: 94.65% (As of Aug. 06, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ENVA Enova International Inc ENVA
75 GF Score
Price $255.96
GF Value $141.63
Valuation Significantly Overvalued
! 11 Warning Signs
View Full Analysis

What is Enova International Institutional Ownership?

Enova International ENVA -2.68% 75 Institutional Ownership is 94.65% as of Aug. 06, 2026. GuruFocus rates ENVA with a GF Score™ of 75/100 and a GF Value™ of $141.63 (Significantly Overvalued). The stock has 11 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Enova International's institutional ownership is 94.65%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Enova International's Insider Ownership is 6.75%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Enova International's Float Percentage Of Total Shares Outstanding is 80.08%.

Enova International Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Enova International's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enova International Institutional Ownership Chart

Enova International Historical Data

The historical data trend for Enova International can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 66.01 65.68 71.35 70.52 69.65 65.81 66.08 65.99 69.90 69.89
ENVA
75GF Score
Enova International Inc ENVA
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enova International Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 94.65% mean?
Enova International (ENVA) has a Institutional Ownership of 94.65% as of Aug. 06, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Enova International and its competitors.
Is Enova International's Institutional Ownership too high?
Enova International's current Institutional Ownership is 94.65%. Overall, Enova International has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enova International's Institutional Ownership compare to CACC and KLAR?
Enova International's Institutional Ownership of 94.65% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Enova International and its competitors. Enova International's current Institutional Ownership is 94.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enova International stock overvalued right now?
Based on GuruFocus' analysis, Enova International (ENVA) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.63, compared to a current price of $255.96 — trading 80.7% above its estimated fair value. The current Institutional Ownership is 94.65%. Enova International's overall GF Score™ is 75/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Enova International (ENVA), the current Institutional Ownership is 94.65% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enova International (ENVA) Overvalued in 2026?

Based on GuruFocus' analysis, Enova International stock appears to be overvalued. The current stock price of $255.96 is trading 80.7% above its estimated GF Value™ of $141.63. GuruFocus considers Enova International to be Significantly Overvalued.

Key valuation signals for ENVA:

  • Institutional Ownership: 94.65%
  • GF Value™: $141.63 vs. price of $255.96 (80.7% above fair value)
  • GF Score™: 75/100 with 11 warning signs

No single metric tells the full story. See the ENVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enova International Business Description

Other Exchanges 27E:Germany
Address 175 West Jackson Boulevard, Suite 600, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
75GF Score

Get the complete analysis for ENVA

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$255.96
Price
$141.63
GF Value