ENVA (Enova International) GF Score : 86/100 (As of Dec. 12, 2024)

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What is Enova International GF Score?

Enova International has the GF Score of 86, which implies that the company might have Good outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 8/10
3. Growth Rank : 10/10
4. GF Value Rank : 5/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Enova International might have Good outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Enova International's GF Score

For the Credit Services subindustry, Enova International's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enova International's GF Score Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Enova International's GF Score distribution charts can be found below:

* The bar in red indicates where Enova International's GF Score falls into.

Enova International (NYSE:ENVA) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score	Performance Potential and All-in-One Screener Examples ⁽¹⁾
91 - 100	Highest outperformance potential
81 - 90	Good outperformance potential
71 - 80	Likely to have average performance
51 - 70	Poor future performance potential
0 - 50	Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Enova International GF Score Related Terms

Thank you for viewing the detailed overview of Enova International's GF Score provided by GuruFocus.com. Please click on the following links to see related term pages.

Enova International Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Enova International Inc (NYSE:ENVA) » Definitions » GF Score

Comparable Companies

Traded in Other Exchanges

27E:Germany

Address

175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604

Website

https://www.enova.com

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.

Executives

David Fisher	director, officer: President - CEO	39 SOUTH LASALLE STREET, SUITE 220, CHICAGO IL 60605
Sean Rahilly	officer: VP - Chief Compliance Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
Steven E Cunningham	officer: Executive VP - CFO & Treasurer	2500 LAKE COOK ROAD, RIVERWOODS IL 60015
Linda Johnson Rice	director
Kirk Chartier	officer: SVP - Chief Marketing Officer	C/O OPTIONSXPRESS HOLDINGS, INC., 311 WEST MONROE; SUITE 1000, CHICAGO IL 60606
James Joseph Lee	officer: Chief Accounting Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., SUITE 1000, CHICAGO IL 60604
Gregg A. Kaplan	director	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
Ellen Carnahan	director	222 WEST ADAMS ST, C/O WILLIAM BLAIR VENTURE MANAGEMENT CO, CHICAGO IL 60606-5307
James A Gray	director	39 SOUTH LASALLE STREET SUITE 220, CHICAGO IL 60605
William M Goodyear	director	NAVIGANT CONSULTING, INC, 615 N. WABASH AVENUE, CHICAGO IL 60611
Mark Mcgowan	director	C/O COMBIMATRIX CORPORATION, 6500 HARBOUR HEIGHTS PARKWAY, SUITE 303, MUKILTEO WA 98275
Gregory T Zeeman	officer: SVP - Chief Operating Officer	C/O HSBC NORTH AMERICA, 26525 N. RIVERWOODS BLVD., METTAWA IL 60045
Daniel R Feehan	director	CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102
Mark Tebbe	director	LANTE CORP, 161 NORTH CLARK STREET, SUITE 4900, CHICAGO IL 60601
John Higginson	officer: VP - Chief Technology Officer	C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604