Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Enova International's EBIT per Share for the
three
months ended in Jun. 2026 was $5.30.
Its EBIT per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $17.68.
During the past 12 months, the average EBIT per Share Growth Rate of Enova International was 38.40% per year.
During the past 3 years, the average EBIT per Share Growth Rate was 23.80% per year.
During the past 5 years, the average EBIT per Share Growth Rate was 10.00% per year.
During the past 10 years, the average EBIT per Share Growth Rate was 25.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.
The historical rank and industry rank for Enova International's EBIT per Share or its related term are showing as below:
ENVA'
s 3-Year EBIT Growth Rate Range Over the Past 10 Years
Min: -38.6 Med: 12.5 Max: 89.4
Current: 23.8
During the past 13 years, the highest 3-Year average EBIT per Share Growth Rate of Enova International was 89.40% per year. The lowest was -38.60% per year. And the median was 12.50% per year.
ENVA's 3-Year EBIT Growth Rate is ranked better than 67.2% of 314
companies
in the Credit Services industry
Industry Median: 10.6
vs ENVA: 23.80
Enova International (NYSE:ENVA) EBIT per Share Explanation
EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.
Enova International EBIT per Share Related Terms
Enova International EBIT per Share Historical Data
* Premium members only.
The historical data trend for Enova International's EBIT per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBIT per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $17.68
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enova International (ENVA) has a EBIT per Share of $17.68 as of Jun. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Enova International and its competitors. According to the industry distribution chart, Enova International ranks #103 out of 314 companies in the Credit Services industry, placing it in the top 32.8%.
Is Enova International's EBIT per Share too high?
Enova International's current EBIT per Share is $17.68. The Credit Services industry median EBIT per Share is 10.60. Enova International's value of $17.68 is 66.8% above this industry median. Based on the distribution chart, Enova International ranks #103 out of 314 companies in the Credit Services industry, which is above the industry midpoint. Overall, Enova International has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Enova International's EBIT per Share compare to CACC and KLAR?
According to the Credit Services industry distribution chart, Enova International ranks #103 out of 314 companies for EBIT per Share. This puts Enova International in the upper half of its industry. The industry median EBIT per Share is 10.60. Enova International's value of $17.68 is 66.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for a Credit Services company?
The median EBIT per Share among Credit Services companies is 10.60, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enova International's current EBIT per Share of $17.68 is 66.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Enova International and its competitors. For the Credit Services industry, the median EBIT per Share is 10.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enova International's current EBIT per Share is $17.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enova International stock overvalued right now?
Based on GuruFocus' analysis, Enova International (ENVA) is currently considered Significantly Overvalued. The stock's GF Value™ is $141.63, compared to a current price of $255.96 — trading 80.7% above its estimated fair value. The current EBIT per Share is $17.68 and 66.8% above the Credit Services industry median of 10.60. Enova International's overall GF Score™ is 75/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For Enova International (ENVA), the current EBIT per Share is $17.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enova International (ENVA) Overvalued in 2026?
Based on GuruFocus' analysis, Enova International stock appears to be overvalued.
The current stock price of $255.96 is trading 80.7% above its estimated GF Value™ of $141.63.
GuruFocus considers Enova International to be Significantly Overvalued.
Key valuation signals for ENVA:
EBIT per Share: $17.68
GF Value™: $141.63 vs. price of $255.96 (80.7% above fair value)
Industry Position: 66.8% above the Credit Services median (#103 of 314)
No single metric tells the full story. See the ENVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
75GF Score
Get the complete analysis for ENVA
EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ENVA has been successfully added to your 
