IDI Insurance Co (XTAE:IDIN) Pretax Margin %: 18.60% (As of Mar. 2026) — 41% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:IDIN IDI Insurance Co Ltd XTAE:IDIN
67 GF Score
Price ₪239.60
GF Value ₪181.68
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is IDI Insurance Co Pretax Margin %?

IDI Insurance Co XTAE:IDIN +1.61% 67 Pretax Margin % is 18.60% as of Mar. 2026, which is 41% above its 10-year median of 13.19. GuruFocus rates XTAE:IDIN with a GF Score™ of 67/100 and a GF Value™ of ₪181.68 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 500 Insurance companies, IDI Insurance Co ranks better than 95.6% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. IDI Insurance Co's Pre-Tax Income for the three months ended in Mar. 2026 was ₪150.7 Mil. IDI Insurance Co's Revenue for the three months ended in Mar. 2026 was ₪810.2 Mil. Therefore, IDI Insurance Co's pretax margin for the quarter that ended in Mar. 2026 was 18.60%.

The historical rank and industry rank for IDI Insurance Co's Pretax Margin % or its related term are showing as below:

XTAE:IDIN' s Pretax Margin % Range Over the Past 10 Years
Min: 5.13   Med: 13.19   Max: 62.37
Current: 62.37


XTAE:IDIN's Pretax Margin % is ranked better than
95.6% of 500 companies
in the Insurance industry
Industry Median: 11.875 vs XTAE:IDIN: 62.37

IDI Insurance Co  (XTAE:IDIN) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


IDI Insurance Co Pretax Margin % Related Terms


IDI Insurance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for IDI Insurance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDI Insurance Co Pretax Margin % Chart

IDI Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.93 5.13 7.45 46.86 49.64

IDI Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.04 17.55 14.00 -8.21 18.60

XTAE:IDIN vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, IDI Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDI Insurance Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, IDI Insurance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where IDI Insurance Co's Pretax Margin % falls into.


XTAE:IDIN
67GF Score
IDI Insurance Co Ltd XTAE:IDIN
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDI Insurance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

IDI Insurance Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=560.978/1130.195
=49.64 %

IDI Insurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=150.719/810.198
=18.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 18.60% mean?
IDI Insurance Co (XTAE:IDIN) has a Pretax Margin % of 18.60% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IDI Insurance Co and its competitors. This is 41% above median its historical median of 13.19. Over the past decade, IDI Insurance Co's Pretax Margin % has ranged from 5.13 to 62.37. According to the industry distribution chart, IDI Insurance Co ranks #22 out of 500 companies in the Insurance industry, placing it in the top 4.4%.
Is IDI Insurance Co's Pretax Margin % too high?
IDI Insurance Co's current Pretax Margin % of 18.60% is 41% above median its 10-year median of 13.19. Over the past 10 years, this metric has ranged from a low of 5.13 to a high of 62.37. The Insurance industry median Pretax Margin % is 11.88. IDI Insurance Co's value of 18.60% is 56.6% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #22 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #22 out of 500 companies for Pretax Margin %. This places IDI Insurance Co in the top 4% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.88. IDI Insurance Co's value of 18.60% is 56.6% above this benchmark. Historically, IDI Insurance Co's own Pretax Margin % has ranged from 5.13 to 62.37 over the past decade. While the company's 10-year median is 13.19 vs. the industry median of 11.88, IDI Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.88, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current Pretax Margin % of 18.60% is 56.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current Pretax Margin % is 18.60%, which is 41% above median its own 10-year median of 13.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪181.68, compared to a current price of ₪239.60 — trading 31.9% above its estimated fair value. The current Pretax Margin % is 18.60%, which is 41% above median its 10-year median of 13.19 and 56.6% above the Insurance industry median of 11.88. IDI Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current Pretax Margin % is 18.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?

Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued. The current stock price of ₪239.60 is trading 31.9% above its estimated GF Value™ of ₪181.68. GuruFocus considers IDI Insurance Co to be Significantly Overvalued.

Key valuation signals for XTAE:IDIN:

  • Pretax Margin %: 18.60% (41% above median its 10-year median of 13.19)
  • GF Value™: ₪181.68 vs. price of ₪239.60 (31.9% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 56.6% above the Insurance median (#22 of 500)

No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDI Insurance Co Business Description

Address 35 Efal Street, Kiryat Arie, Petach Tikva, Tikva, ISR, 4951132
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score

Get the complete analysis for XTAE:IDIN

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪239.60
Price
₪181.68
GF Value