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IDI Insurance CoXTAE:IDIN +1.61%67 ROA % is 5.90% as of Mar. 2026, which is 63% above its 10-year median of 3.61. GuruFocus rates XTAE:IDIN with a GF Score™ of 67/100 and a GF Value™ of ₪181.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 506 Insurance companies, IDI Insurance Co ranks better than 79.45% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. IDI Insurance Co's annualizedNet Income for the quarter that ended in Mar. 2026 was ₪393.2 Mil.
IDI Insurance Co's average Total Assets over the quarter that ended in Mar. 2026 was ₪6,661.8 Mil. Therefore, IDI Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 5.90%.
The historical rank and industry rank for IDI Insurance Co's ROA % or its related term are showing as below:
XTAE:IDIN'
s ROA % Range Over the Past 10 Years
Min: 1.35 Med: 3.61 Max: 5.68
Current: 5.59
During the past 13 years, IDI Insurance Co's highest ROA % was 5.68%. The lowest was 1.35%. And the median was 3.61%.
XTAE:IDIN's ROA % is ranked better than 79.45% of 506
companies
in the Insurance industry
Industry Median: 2.62
vs XTAE:IDIN: 5.59
IDI Insurance Co (XTAE:IDIN) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
IDI Insurance Co ROA % Related Terms
IDI Insurance Co ROA % Historical Data
* Premium members only.
The historical data trend for IDI Insurance Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, IDI Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDI Insurance Co ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, IDI Insurance Co's ROA % distribution charts can be found below:
* The bar in red indicates where IDI Insurance Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
IDI Insurance Co (XTAE:IDIN) has a ROA % of 5.90% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on IDI Insurance Co and its competitors. This is 63% above median its historical median of 3.61. Over the past decade, IDI Insurance Co's ROA % has ranged from 1.35 to 5.68. According to the industry distribution chart, IDI Insurance Co ranks #104 out of 506 companies in the Insurance industry, placing it in the top 20.6%.
Is IDI Insurance Co's ROA % too high?
IDI Insurance Co's current ROA % of 5.90% is 63% above median its 10-year median of 3.61. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 5.68. The Insurance industry median ROA % is 2.62. IDI Insurance Co's value of 5.90% is 125.2% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #104 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #104 out of 506 companies for ROA %. This places IDI Insurance Co in the top 21% of its industry — outperforming the majority of peers. The industry median ROA % is 2.62. IDI Insurance Co's value of 5.90% is 125.2% above this benchmark. Historically, IDI Insurance Co's own ROA % has ranged from 1.35 to 5.68 over the past decade. While the company's 10-year median is 3.61 vs. the industry median of 2.62, IDI Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current ROA % of 5.90% is 125.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current ROA % is 5.90%, which is 63% above median its own 10-year median of 3.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪181.62, compared to a current price of ₪239.60 — trading 31.9% above its estimated fair value. The current ROA % is 5.90%, which is 63% above median its 10-year median of 3.61 and 125.2% above the Insurance industry median of 2.62. IDI Insurance Co's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current ROA % is 5.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?
Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued.
The current stock price of ₪239.60 is trading 31.9% above its estimated GF Value™ of ₪181.62.
GuruFocus considers IDI Insurance Co to be Significantly Overvalued.
Key valuation signals for XTAE:IDIN:
ROA %: 5.90% (63% above median its 10-year median of 3.61)
GF Value™: ₪181.62 vs. price of ₪239.60 (31.9% above fair value)
Industry Position: 125.2% above the Insurance median (#104 of 506)
No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score
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