IDI Insurance Co (XTAE:IDIN) 5-Year RORE % : 64.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:IDIN IDI Insurance Co Ltd XTAE:IDIN
67 GF Score
Price ₪258.80
GF Value ₪183.22
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is IDI Insurance Co 5-Year RORE %?

IDI Insurance Co XTAE:IDIN +0.31% 67 5-Year RORE % is 64.00 as of Jun. 2026. GuruFocus rates XTAE:IDIN with a GF Score™ of 67/100 and a GF Value™ of ₪183.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 448 Insurance companies, IDI Insurance Co ranks better than 88.39% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. IDI Insurance Co's 5-Year RORE % for the quarter that ended in Jun. 2026 was 64.00%.

The industry rank for IDI Insurance Co's 5-Year RORE % or its related term are showing as below:

XTAE:IDIN's 5-Year RORE % is ranked better than
88.39% of 448 companies
in the Insurance industry
Industry Median: 14.87 vs XTAE:IDIN: 64.00

IDI Insurance Co  (XTAE:IDIN) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


IDI Insurance Co 5-Year RORE % Related Terms


IDI Insurance Co 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for IDI Insurance Co's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDI Insurance Co 5-Year RORE % Chart

IDI Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.39 -29.71 -16.32 23.80 43.98

IDI Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.06 44.48 43.98 64.00 0.00

XTAE:IDIN vs BRK.A, AIG, HIG: 5-Year RORE % Comparison

For the Insurance - Diversified subindustry, IDI Insurance Co's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IDI Insurance Co 5-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, IDI Insurance Co's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where IDI Insurance Co's 5-Year RORE % falls into.


XTAE:IDIN
67GF Score
IDI Insurance Co Ltd XTAE:IDIN
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IDI Insurance Co 5-Year RORE % Calculation

IDI Insurance Co's 5-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 24.99-8.52 )/( 80.51-51.815 )
=16.47/28.695
=57.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 64.00 mean?
IDI Insurance Co (XTAE:IDIN) has a 5-Year RORE % of 64.00 as of Jun. 2026. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on IDI Insurance Co and its competitors. According to the industry distribution chart, IDI Insurance Co ranks #52 out of 448 companies in the Insurance industry, placing it in the top 11.6%.
Is IDI Insurance Co's 5-Year RORE % too high?
IDI Insurance Co's current 5-Year RORE % is 64.00. The Insurance industry median 5-Year RORE % is 14.87. IDI Insurance Co's value of 64.00 is 330.4% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #52 out of 448 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's 5-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #52 out of 448 companies for 5-Year RORE %. This places IDI Insurance Co in the top 12% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 14.87. IDI Insurance Co's value of 64.00 is 330.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for an Insurance company?
The median 5-Year RORE % among Insurance companies is 14.87, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current 5-Year RORE % of 64.00 is 330.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median 5-Year RORE % is 14.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current 5-Year RORE % is 64.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪183.22, compared to a current price of ₪258.80 — trading 41.3% above its estimated fair value. The current 5-Year RORE % is 64.00 and 330.4% above the Insurance industry median of 14.87. IDI Insurance Co's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current 5-Year RORE % is 64.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?

Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued. The current stock price of ₪258.80 is trading 41.3% above its estimated GF Value™ of ₪183.22. GuruFocus considers IDI Insurance Co to be Significantly Overvalued.

Key valuation signals for XTAE:IDIN:

  • 5-Year RORE %: 64.00
  • GF Value™: ₪183.22 vs. price of ₪258.80 (41.3% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 330.4% above the Insurance median (#52 of 448)

No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDI Insurance Co Business Description

Address 35 Efal Street, Kiryat Arie, Petach Tikva, Tikva, ISR, 4951132
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
67GF Score

Get the complete analysis for XTAE:IDIN

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪258.80
Price
₪183.22
GF Value