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IDI Insurance CoXTAE:IDIN -2.24%68 3-Year ROIIC % is 41.93 as of Dec. 2025, which is 759% above its 10-year median of 4.88. GuruFocus rates XTAE:IDIN with a GF Score™ of 68/100 and a GF Value™ of ₪204.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 338 Insurance companies, IDI Insurance Co ranks better than 89.05% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
IDI Insurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 41.93%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for IDI Insurance Co's 3-Year ROIIC % or its related term are showing as below:
XTAE:IDIN's 3-Year ROIIC % is ranked better than 89.05% of 338
companies
in the Insurance industry
Industry Median: 5.055
vs XTAE:IDIN: 41.93
IDI Insurance Co (XTAE:IDIN) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
IDI Insurance Co 3-Year ROIIC % Related Terms
IDI Insurance Co 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for IDI Insurance Co's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:IDIN vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, IDI Insurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDI Insurance Co 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, IDI Insurance Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where IDI Insurance Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
IDI Insurance Co (XTAE:IDIN) has a 3-Year ROIIC % of 41.93 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on IDI Insurance Co and its competitors. This is 759% above median its historical median of 4.88. According to the industry distribution chart, IDI Insurance Co ranks #37 out of 338 companies in the Insurance industry, placing it in the top 10.9%.
Is IDI Insurance Co's 3-Year ROIIC % too high?
IDI Insurance Co's current 3-Year ROIIC % of 41.93 is 759% above median its 10-year median of 4.88. The Insurance industry median 3-Year ROIIC % is 5.06. IDI Insurance Co's value of 41.93 is 729.5% above this industry median. Based on the distribution chart, IDI Insurance Co ranks #37 out of 338 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, IDI Insurance Co has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does IDI Insurance Co's 3-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, IDI Insurance Co ranks #37 out of 338 companies for 3-Year ROIIC %. This places IDI Insurance Co in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.06. IDI Insurance Co's value of 41.93 is 729.5% above this benchmark. While the company's 10-year median is 4.88 vs. the industry median of 5.06, IDI Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.06, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDI Insurance Co's current 3-Year ROIIC % of 41.93 is 729.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on IDI Insurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDI Insurance Co's current 3-Year ROIIC % is 41.93, which is 759% above median its own 10-year median of 4.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDI Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, IDI Insurance Co (XTAE:IDIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪204.91, compared to a current price of ₪253.00 — trading 23.5% above its estimated fair value. The current 3-Year ROIIC % is 41.93, which is 759% above median its 10-year median of 4.88 and 729.5% above the Insurance industry median of 5.06. IDI Insurance Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For IDI Insurance Co (XTAE:IDIN), the current 3-Year ROIIC % is 41.93 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDI Insurance Co (XTAE:IDIN) Overvalued in 2026?
Based on GuruFocus' analysis, IDI Insurance Co stock appears to be overvalued.
The current stock price of ₪253.00 is trading 23.5% above its estimated GF Value™ of ₪204.91.
GuruFocus considers IDI Insurance Co to be Modestly Overvalued.
Key valuation signals for XTAE:IDIN:
3-Year ROIIC %: 41.93 (759% above median its 10-year median of 4.88)
GF Value™: ₪204.91 vs. price of ₪253.00 (23.5% above fair value)
Industry Position: 729.5% above the Insurance median (#37 of 338)
No single metric tells the full story. See the XTAE:IDIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDI Insurance Co Ltd is a diversified insurance company that provides a wide range of insurance products and services in Israel. The company's health insurance offerings include coverage products for operations, surgeries, and medicines. IDI business insurance offerings include professional liability insurance for lawyers and office insurance. The company's accident insurance focuses on critical illness, disability, and personal accident events. IDI also provides insurance for mortgages that cover the policy owner and mortgage lending bank against possible damages to the homeowner's collateral.
68GF Score
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